Morris County and Montville Township property record for 3 James Ter, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 3,260 sqft · built 1997 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $968,000 (Jul 2011) |
| Tax Bill | $23,762 (2024) |
| APN | 21-00039-8-00004 |
| Primary APN | 21-00039-8-00004 |
|---|---|
| Alternative APN |
|
| Building Area | 3,260 sqft Living Area |
|---|
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 50,530 sqft |
| Street Address | 3 JAMES TER |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1281 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R43 |
| Legal Subdivision | BUCKS RUNNE SEC 02 |
| Legal Block | 39.8 |
| Legal Lot Number | 4 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 40801 |
3 James Ter is owned and occupied by two individuals who bought it in July 2011.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 JAMES TER, TOWACO, NJ 07082-1281 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2011 · Amount on File |
| Deed Sale | Jul 18, 2011 · Amount on File |
| Prior Sale | Aug 31, 2009 · Amount on File |
| Deed Document Number | 201145817 |
| Deed Book / Page | 21826 / 1487 |
| Record Updated | Oct 29, 2026 |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890,300 (-) Land $326,300 Building $564,000 | $890,300 (-) Land $326,300 Building $564,000 | |
| 2025 | $890,300 Land $326,300 Building $564,000 | $890,300 Land $326,300 Building $564,000 | |
| 2024 | $23,762.00 | ||
| 2023 | $890,300 Land $326,300 Building $564,000 | $890,300 Land $326,300 Building $564,000 | |
| 2022 | $22,871.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3 James Ter; there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 James Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
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