7 James St, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 7 James St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,134 sqft · built 1961
Lot Size	0.295 acres (12,850 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jun 2020)
Tax Bill	$11,762 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-11603-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`19-11603-0000-00004`
Alternative APN	`191160300004`

Interior

Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	12,850 sqft (0.295 acres)
Lot Dimensions	126 ft deep x 102 ft wide

Location & Zoning

Street Address	7 JAMES ST
City	STANHOPE
State	NJ
Zip	07874-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	PENNYION HOMES FINAL PLAT/SEC
Legal Block	11603
Legal Lot Number	4
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2005
Census Tract	374600

Owner

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 JAMES ST, STANHOPE, NJ 07874-2704
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 30, 2020	Deed, Transfer · Conventional Mortgage INVESTORS BANK
Dec 16, 2019	Grant Deed, Transfer METRO TITLE AGENCY INC, METRO TITLE AGCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Dec 16, 2019 · Amount on File
Deed Document Number	202010120870
Deed Book / Page	3559 / 375
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	7 JAMES ST, STANHOPE, NJ 07874-2704
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100100944
Date	Aug 17, 2021
Book Page	10010/944
Instrument	20210817010252000

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 1, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jun 30, 2020
Property Address	7 JAMES ST, STANHOPE, NJ 07874-2704
Document Number	0035590375
Book / Page	3559 / 375
Instrument Date	Jun 12, 2020
Instrument	20200630010120870
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	INVESTMENT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 EDGEWOOD RD, 20, LAKE HOPATCONG, NJ 07849-2008

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JAMES ST, STANHOPE, NJ 07874-2704

Mortgage

Document Number	20200630010120880
Date	Jun 30, 2020
Instrument	20200630010120880

Lender

Name	INVESTORS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 16, 2019
Property Address	7 JAMES ST, STANHOPE, NJ 07874-2704
Document Number	0035410630
Book / Page	003541 / 000630
Instrument Date	Nov 22, 2019
Instrument	250940
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	METRO TITLE AGENCY INC, METRO TITLE AGCY INC

Transaction

Amount	Amount on Record
Tax	$150.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 EDGEWOOD RD LAKE HOPATCONG NJ 078492008, LAKE HOPATCONG, NJ 07849-2008

Tax Assessment & Valuation

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$452,500 (+79.28%) Land $192,700 Building $259,800	$452,500 (+79.28%) Land $192,700 Building $259,800
2025	$11,762.00 (+3.24%)	$252,400 (+7.36%) Land $119,800 Building $132,600	$252,400 (+7.36%) Land $119,800 Building $132,600
2024	$11,393.00 (+12.08%)
2023		$235,100 Land $119,800 Building $115,300	$235,100 Land $119,800 Building $115,300
2022	$10,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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