5 James St, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 5 James St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,557 sqft · built 1961
Lot Size	0.271 acres (11,800 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Jun 2022)
Tax Bill	$10,923 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-11603-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-11603-0000-00003`
Alternative APN	`191160300003`

Interior

Stories	1 Story
Building Area	1,557 sqft Living Area
1st Floor Area	1,557 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	11,800 sqft (0.271 acres)
Lot Dimensions	118 ft deep x 100 ft wide

Location & Zoning

Street Address	5 JAMES ST
City	STANHOPE
State	NJ
Zip	07874-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	PENNYTON HOMES SEC 06
Legal Block	11603
Legal Lot Number	3
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2005
Census Tract	374600

Owner

5 James St is owned and occupied by two individuals who bought it in June 2022.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 JAMES ST, STANHOPE, NJ 07874-2704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit VISION FINANCIAL FCU
Aug 10, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Jul 25, 2017	Grant Deed, Transfer ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Jul 25, 2017 · Amount on File
Deed Document Number	202210195490
Deed Book / Page	3640 / 125
Prior Transfer Date	Jul 23, 2020
Prior Transfer Doc	0035630581
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	5 JAMES ST, STANHOPE, NJ 07874-2704
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JAMES ST, STANHOPE, NJ 07874-2704
Investor	Possibly a Property Investor

Mortgage

Document Number	0100190850
Date	Sep 1, 2021
Book Page	10019/850
Instrument	20210901010271610

Lender

Name	VISION FINANCIAL FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jun 25, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUSSEX NJ
Recording Date	Aug 10, 2020
Property Address	5 JAMES ST, STANHOPE, NJ 07874-2704
Document Number	0035630581
Book / Page	3563 / 581
Instrument Date	Jul 23, 2020
Instrument	20200810010157070
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	BONAFIDE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 JAMES ST, STANHOPE, NJ 07874-2704

Mortgage

Document Number	20200810010157080
Date	Aug 10, 2020
Instrument	20200810010157080

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 25, 2017
Property Address	5 JAMES ST, STANHOPE, NJ 07874-2704
Document Number	0034360807
Book / Page	003436 / 000807
Instrument Date	Jun 30, 2017
Instrument	142310
Transaction Type	Transfer
Record Updated	Aug 16, 2017
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

The 2025 property tax bill for 5 James St was $10,923, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,100 (+93.73%) Land $191,300 Building $262,800	$454,100 (+93.73%) Land $191,300 Building $262,800
2025	$10,923.00 (+3.23%)	$234,400 (-) Land $118,600 Building $115,800	$234,400 (-) Land $118,600 Building $115,800
2024	$10,581.00 (+2.02%)	$234,400 (-) Land $118,600 Building $115,800	$234,400 (-) Land $118,600 Building $115,800
2023	$10,372.00 (+2.34%)	$234,400 Land $118,600 Building $115,800	$234,400 Land $118,600 Building $115,800
2022	$10,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000

May also be available: Verizon.

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