7 James St, Lynn, MA 01902 Property Records

Essex County and Lynn City property record for 7 James St, Lynn, MA 01902

Property Summary

Property Type	Duplex
Details	6 bd · 3.5 ba · 2,839 sqft · built 1900
Lot Size	0.052 acres (2,256 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jul 2022)
Tax Bill	$7,819 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B:069 L:640 S:009`

Property Details

APN / Parcel Number

Primary APN	`B:069 L:640 S:009`
Alternative APN	`LYNN M:069 B:640 L:009`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,839 sqft Living Area
Gross Area	4,477 sqft
Basement Area	1,119 sqft
Unfinished Basement	1,119 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1964
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	2,256 sqft (0.052 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	7 JAMES ST
City	LYNN
State	MA
Zip	01902-4198
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	CBD
Legal Block	640
Legal Lot Number	9
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2004
Census Tract	206800

Owner

Source: Essex County and Lynn City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 JAMES ST, LYNN, MA 01902-4198
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Sep 14, 2016 · Amount on Record
Deed Book / Page	41077 / 377
Prior Transfer Date	Jul 19, 2022
Prior Transfer Doc	041077-377
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Jul 20, 2022
Property Address	7 JAMES ST, LYNN, MA 01902-4198
Document Number	041077-377
Book / Page	41077 / 377
Instrument Date	Jul 19, 2022
Instrument	20220720002190
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7 JAMES ST, LYNN, MA 01902-4198

Mortgage

Document Number	220720002200
Date	Jul 20, 2022
Instrument	220720002200

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,819.00 (+5.21%)	$754,745 (+6.93%) Land $181,400 Building $573,345	$708,928
2024	$7,432.00 (+6%)	$705,800 (+12.25%) Land $175,000 Building $530,800
2023	$7,011.00	$628,800 Land $137,900 Building $490,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	15 (1979–2018)
Claims Outside the SFHA	5 of 15
Most Recent Claim	Aug 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Starry, T-Mobile.

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