Essex County and Lynn City property record for 11 James St, Lynn, MA 01902
| Property Type | Triplex |
|---|---|
| Details | 9 bd · 3 ba · 3,537 sqft · built 1900 |
| Lot Size | 0.048 acres (2,087 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $12,500 (Oct 1993) |
| Tax Bill | $8,399 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B:069 L:640 S:011 |
| Primary APN | B:069 L:640 S:011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 15 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 3,537 sqft Living Area |
| Gross Area | 5,261 sqft |
| Basement Area | 1,157 sqft |
| Unfinished Basement | 1,157 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Triplex |
| Exterior Material | Shingles |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 2,087 sqft (0.048 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 11 JAMES ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01902-4199 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | CBD |
| Legal Block | 640 |
| Legal Lot Number | 11 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 206800 |
11 James St, a triplex, is held in a trust since October 1993.
Source: Essex County and Lynn City records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 126 WINTHROP PKWY, REVERE, MA 02151-3760 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1993 · Amount on File |
| Deed Sale | Oct 1, 1993 · Amount on File |
| Prior Sale | Aug 28, 1987 · Amount on File |
| Deed Book / Page | 12153 / 462 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 17, 2026 |
| Property Address | 11 JAMES ST, LYNN, MA 01902-4199 |
| Document Number | 0000003540 |
| Book / Page | 43575 / 95 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20263540 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003540, |
|---|---|
| Date | Aug 17, 2026 |
| Book Page | 43575/95 |
| Instrument | 20263540 |
| Name | NEW FEDERAL MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
The 2026 property tax bill for 11 James St was $8,399, up 7.3% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,399.00 (+7.32%) | $815,400 (+7.94%) Land $190,100 Building $625,300 |
| 2025 | $7,826.00 (+0.05%) | $755,400 (+1.7%) Land $180,500 Building $574,900 |
| 2024 | $7,822.00 (+8.88%) | $742,800 (+15.29%) Land $174,100 Building $568,700 |
| 2023 | $7,184.00 | $644,300 Land $137,200 Building $507,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11 James St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 15 (1979–2018) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 James St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
May also be available: AT&T, Starry, T-Mobile.
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