Clay County property record for 7 Holly Ln, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1.5 ba · 1,392 sqft · built 1965 |
| Lot Size | 0.217 acres (9,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Jan 2026) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-116-004 |
| Primary APN | 10-25-116-004 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 9,492 sqft (0.217 acres) |
| Garage Area | 480 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 944 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 7 HOLLY LN |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2302 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | HOLLY TERRACE ADDN LOT 7 |
| Legal Subdivision | HOLLY TERRACE ADDITION |
| Legal Lot Number | 7 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 972100 |
7 Holly Ln, a residential property, is owned and occupied by two individuals who bought it in January 2026.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 595, FLORA, IL 62839-0595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Aug 31, 2006 · Amount on File |
| Deed Document Number | 2026137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Jan 22, 2026 |
| Property Address | 7 HOLLY LN, FLORA, IL 62839-2302 |
| Document Number | D202600137 |
| Instrument Date | Jan 16, 2026 |
| Instrument | D202600137 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 595, FLORA, IL 62839-0595 |
| Document Number | D202600138 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | D202600138 |
| Name | FLORA BANKING CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 20, 2027 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
The 2025 property tax bill for 7 Holly Ln was $2,791 with a homeowner's exemption, up 6.9% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 (+6.89%) Homeowner's exemption | $42,459 (+11.45%) Land $4,355 Building $38,104 | $127,377 (+11.45%) Land $13,065 Building $114,312 |
| 2024 | $2,611.00 Homeowner's exemption | $38,097 Land $3,908 Building $34,189 | $114,291 Land $11,724 Building $102,567 |
| 2022 | $2,487.00 (+9.75%) Homeowner's exemption | $32,124 Land $3,252 Building $28,872 | $96,372 Land $9,756 Building $86,616 |
| 2021 | $2,266.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7 Holly Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Holly Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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