3 Holly Ln, Flora, IL 62839 Property Records

Clay County property record for 3 Holly Ln, Flora, IL 62839

Property Summary

Property Type	Vacant Land
Owner	Company Name on File
Tax Bill	$232 (2022)
Deeds & Mortgages	Aug 2021 Sale Jul 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-116-001`

Property Details

APN / Parcel Number

Primary APN	`10-25-116-001`

Location & Zoning

Street Address	3 HOLLY LN
City	FLORA
State	IL
Zip	62839-2302
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	HOLLY TERRACE ADDN LOT 3
Legal Lot Number	3
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3022
Census Tract	972100

Owner

3 Holly Ln, vacant land, is owned by a company that acquired it in August 2021.

Source: Clay County records, as of October 19, 2023

Owner of Record	Company Name on File
Mailing Address	1676 W HIGHVIEW DR, ARNOLD, MO 63010-1816
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed, Transfer
Jul 22, 2020	Deed, Transfer
Jul 10, 2020	Quit Claim Deed, Transfer · Conventional Mortgage FLORA BANK & TRUST
Apr 19, 2018	Deed, Transfer · Conventional Mortgage FLORA BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021
Deed Sale	Aug 11, 2021
Prior Sale	Jul 22, 2020
Deed Document Number	202631
Record Updated	Jun 7, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Aug 11, 2021
Property Address	3 HOLLY LN, FLORA, IL 62839-2302
Document Number	202631
Map Reference	BK C PG 177-181
Instrument Date	May 13, 2021
Instrument	202631
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1676 W HIGHLAND, ARNOLD, MO 63010
Investor	Possibly a Property Investor

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Jul 22, 2020
Property Address	3 HOLLY LN, FLORA, IL 62839-2302
Document Number	199456
Instrument Date	Jul 22, 2020
Instrument	199456
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	371 SCARLET OAK DR, 371, FLORA, IL 62839-3337

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 SCARLET OAK DR, FLORA, IL 62839-3337
Investor	Possibly a Property Investor

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Jul 10, 2020
Property Address	3 HOLLY LN, FLORA, IL 62839-2302
Document Number	199395
Map Reference	BK A PG 462
Instrument Date	May 11, 2020
Instrument	199395
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 N SYCAMORE ST, FLORA, IL 62839-1830

Mortgage

Document Number	199396
Date	Jul 10, 2020
Instrument	199396

Lender

Name	FLORA BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	4.75%

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	Apr 19, 2018
Property Address	3 HOLLY LN, FLORA, IL 62839-2302
Document Number	D193993
Map Reference	PB A PG 462
Instrument Date	Mar 29, 2018
Instrument	D193993
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 N SYCAMORE ST, FLORA, IL 62839-1830

Mortgage

Document Number	D193994
Date	Apr 19, 2018
Instrument	D193994

Lender

Name	FLORA BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 3, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$232.00 (+9.43%)	$2,439 Land $2,439	$7,317 Land $7,317
2021	$212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Holly Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Holly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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