Buncombe County property record for 7 Higdon Ln, Fairview, NC 28730
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,177 sqft · built 2017 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Trust Name on File |
| Last Sale | $163,000 (Jan 2013) |
| Tax Bill | $6,110 (2025) |
| Deeds & Mortgages | May 2022 Transfer Feb 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 644423-2020-202 |
| Primary APN | 644423-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,177 sqft Living Area |
| Gross Area | 5,034 sqft |
| 1st Floor Area | 2,159 sqft |
| Basement Area | 2,199 sqft |
| Finished Basement | 1,018 sqft |
| Unfinished Basement | 1,181 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Deck Area | 436 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 644423-2020-202 |
|---|---|
| Street Address | 7 HIGDON LN |
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-5002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-LD |
| Legal Description | SUBDIV: SOUTHCLIFF BLOCK: LOT: 409 SECTION: PLAT: 0134-0008 |
| Legal Subdivision | SOUTHCLIFF |
| Legal Block | 3 |
| Legal Lot Number | 409 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3203 |
7 Higdon Ln is held in a trust since May 2022.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 8923 RENSHAW CT, SPRINGFIELD, VA 22153-1645 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 31, 2022 | Intrafamily Transfer, Transfer |
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jan 30, 2017 | Deed of Trust, Mortgage · Construction Mortgage UNITED FCU |
| May 18, 2020 | Deed of Trust, Mortgage NAVY FCU |
| Apr 24, 2018 | Loan Modification, Mortgage UNITED FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 18, 2013 · Amount on File |
| Deed Sale | Jan 18, 2013 · Amount on File |
| Deed Document Number | 201325095710003 |
| Deed Book / Page | 5061 / 817 |
| Last Transfer Date | May 31, 2022 |
| Transfer Doc | 0062241422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 31, 2022 |
| Property Address | 7 HIGDON LN, FAIRVIEW, NC 28730-5002 |
| Document Number | 0062241422 |
| Book / Page | 6224 / 1422 |
| Map Reference | MB 134 PG 8 |
| Instrument Date | May 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8923 RENSHAW CT, 8923, SPRINGFIELD, VA 22153-1645 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 8923 RENSHAW CT, SPRINGFIELD, VA 22153-1645 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 7 HIGDON LN, FAIRVIEW, NC 28730-5002 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061871300 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 6187/1300 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 7 HIGDON LN, FAIRVIEW, NC 28730-5002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0055151473 |
|---|---|
| Date | Jan 30, 2017 |
| Book Page | 5515/1473 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 384 Months |
| Due | Jan 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 7 HIGDON LN, FAIRVIEW, NC 28730-5002 |
| Document Number | 0059001469 |
| Instrument Date | May 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 7 HIGDON LN FAIRVIEW NC 287305002, FAIRVIEW, NC 28730-5002 |
| Document Number | 0059001469 |
|---|---|
| Date | May 22, 2020 |
| Book Page | 005900/001469 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 21, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 7 HIGDON LN, FAIRVIEW, NC 28730-5002 |
| Document Number | 0056641853 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7 HIGDON LN FAIRVIEW NC 287305002, FAIRVIEW, NC 28730-5002 |
| Document Number | 0056641853 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 005664/001853 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | ST JOSEPH, MI 49085 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 16, 2048 |
| Rate | 4.5% |
|---|
The 2025 property tax bill for 7 Higdon Ln was $6,110, up 4.3% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,110.00 (+4.28%) | $864,800 Land $198,700 Building $666,100 | $864,800 Land $198,700 Building $666,100 |
| 2024 | $5,859.00 (+5.38%) | ||
| 2023 | $5,560.00 | $864,800 | $864,800 Land $198,700 Building $666,100 |
| 2021 | $864,800 Land $198,700 Building $666,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Higdon Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1998–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Higdon Ln is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures