Buncombe County property record for 16 Higdon Ln, Fairview, NC 28730
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $110,000 (Jul 2025) |
| Tax Bill | $688 (2023) |
| Deeds & Mortgages | Oct 2026 Sale Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 721863-2020-202 |
| Primary APN | 721863-2020-202 |
|---|---|
| Alternative APNs |
|
| Lot Area | 58,806 sqft (1.35 acres) |
|---|
| Account Number | 721863-2020-202 |
|---|---|
| Street Address | 16 HIGDON LN |
| City | FAIRVIEW |
| State | NC |
| Zip | 28730-5003 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R-LD |
| Legal Description | SUBDIV: SOUTHCLIFF LOT: 411 PLAT: 0134-0008 |
| Legal Subdivision | SOUTHCLIFF |
| Legal Block | 3 |
| Legal Lot Number | 411 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | FAIRVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 3203 |
16 Higdon Ln, residential vacant land, is held in a trust since July 2025.
Source: Buncombe County records, as of October 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 14 HIGDON LN, FAIRVIEW, NC 28730-5003 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 31, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 8, 2021 | Warranty Deed, Transfer |
| Aug 30, 2019 | Special Warranty Deed, Transfer · Line of Credit SOUTH STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2025 · Amount on File |
| Deed Sale | Jul 7, 2025 · Amount on File |
| Prior Sale | Sep 8, 2021 · Amount on File |
| Deed Book / Page | 6506 / 1161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 13, 2026 |
| Property Address | 16 HIGDON LN, FAIRVIEW, NC 28730-5003 |
| Document Number | 6637000413 |
| Book / Page | 6637 / 413 |
| Instrument Date | Oct 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 14 HIGDON LN, FAIRVIEW, NC 28730-5003 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 16 HIGDON LN, FAIRVIEW, NC 28730-5003 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0061140162 |
|---|---|
| Date | Aug 31, 2021 |
| Book Page | 6114/162 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.12% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 8, 2021 |
| Property Address | 16 HIGDON LN, FAIRVIEW, NC 28730-5003 |
| Document Number | 0061170478 |
| Book / Page | 6117 / 478 |
| Map Reference | MB 134 PG 8 |
| Instrument Date | Aug 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 EAST BLVD MOREHEAD ST100, 700, CHARLOTTE, NC 28203-4892 |
| Name | Verified Name |
|---|---|
| Address | 42 RED TAIL CT, FAIRVIEW, NC 28730-8832 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 30, 2019 |
| Property Address | 16 HIGDON LN, FAIRVIEW, NC 28730-5003 |
| Document Number | 0058060622 |
| Book / Page | 5806 / 0622 |
| Map Reference | MB 134 PG 8 |
| Instrument Date | Aug 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11610 N COMMUNITY HOUSE RD STE 100, 11610, CHARLOTTE, NC 28277-1894 |
| Name | Verified Name |
|---|---|
| Address | 700 E MOREHEAD ST STE 100B, 100B, CHARLOTTE, NC 28202-0126 |
| Investor | Possibly a Property Investor |
| Document Number | 0058060627 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 5806/0627 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Sep 1, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 0058060627 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 5806/0627 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29423 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 37 Months |
| Due | Sep 1, 2022 |
| Rate Type | Adjustable Rate |
|---|
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $107,000 Land $107,000 | $107,000 Land $107,000 | |
| 2023 | $688.00 | $107,000 | $107,000 Land $107,000 |
| 2021 | $107,000 Land $107,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16 Higdon Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 4 (1998–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16 Higdon Ln is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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