Bergen County and Upper Saddle River Borough property record for 7 Heritage Ct, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,664 sqft · built 1977 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,680 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00811-0000-00003-02 |
| Primary APN | 63-00811-0000-00003-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,664 sqft Living Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 37,897 sqft (0.87 acres) |
| Old Parcel Number | 6300811000000302 |
|---|---|
| Street Address | 7 HERITAGE CT |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .870 AC |
| Legal Block | 811 |
| Legal Lot Number | 3.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 53202 |
7 Heritage Ct is owned and occupied by two individuals.
Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 HERITAGE CT, UPPER SADDLE RIVER, NJ 07458-1618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 7 HERITAGE CT, UPPER SADDLE RIVER, NJ 07458-1618 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2025 |
| Title Company | UNKNOWN, TITLE365 COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7 HERITAGE CT, UPPER SADDLE RIVER, NJ 07458-1618 |
| Document Number | 0056311552 |
|---|---|
| Date | Oct 28, 2025 |
| Book Page | 5631/1552 |
| Instrument | 2025073219 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | MIDDLEPORT, NY 14105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 7 Heritage Ct was $16,680, up 1.7% from the year before.
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644,000 (-) Land $346,600 Building $297,400 | $644,000 (-) Land $346,600 Building $297,400 | |
| 2025 | $16,680.00 (+1.73%) | $644,000 Land $346,600 Building $297,400 | $644,000 Land $346,600 Building $297,400 |
| 2024 | $16,396.00 | ||
| 2023 | $644,000 Land $346,600 Building $297,400 | $644,000 Land $346,600 Building $297,400 | |
| 2022 | $15,926.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Heritage Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (2011–2024) |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Heritage Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures