3 Heritage Ct, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 3 Heritage Ct, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	2,573 sqft · built 1780
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jun 1992)
Tax Bill	$11,787 (2025)
Deeds & Mortgages	May 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`63-00811-0000-00003-01`

Property Details

APN / Parcel Number

Primary APN	`63-00811-0000-00003-01`
Alternative APNs	`63008110000000030001` `6300811000000301`

Interior

Stories	1 Story
Building Area	2,573 sqft Living Area

Exterior

Year Built	Built 1780
Effective Year Built	Effective 1780
Lot Area	37,897 sqft (0.87 acres)

Location & Zoning

Old Parcel Number	6300811000000301
Street Address	3 HERITAGE CT
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.870 AC
Legal Subdivision	UPPER SADDLE RIVER
Legal Block	811
Legal Lot Number	3.01
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	1
Census Block	1017
Census Tract	53202

Owner

Source: Bergen County and Upper Saddle River Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 HERITAGE CT, UPPER SADDLE RIVER, NJ 07458-1618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 1992 · Amount on Record
Deed Sale	Jun 22, 1992 · Amount on Record
Deed Book / Page	7525 / 441
Last Transfer Date	Feb 17, 2021
Transfer Doc	0041550862
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	May 19, 2021
Property Address	3 HERITAGE CT, UPPER SADDLE RIVER, NJ 07458-1618
Document Number	0041550862
Book / Page	4155 / 862
Instrument Date	Feb 7, 2021
Instrument	2021079845
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 HERITAGE CT, UPPER SADDLE RIVER, NJ 07458-1618

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$455,100 (-) Land $346,600 Building $108,500	$455,100 (-) Land $346,600 Building $108,500
2025	$11,787.00 (+1.73%)	$455,100 (-) Land $346,600 Building $108,500	$455,100 (-) Land $346,600 Building $108,500
2024	$11,587.00 (+2.96%)
2023		$455,100 Land $346,600 Building $108,500	$455,100 Land $346,600 Building $108,500
2022	$11,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	6 (2011–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20