7 Heather Ct, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 7 Heather Ct, Upper Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details2,743 sqft · built 1973
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Aug 2008)
Tax Bill$18,283 (2025)
Deeds & MortgagesJul 2021 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN63-00915-0000-00048

Property Details

APN / Parcel Number

Primary APN63-00915-0000-00048
Alternative APNs
  • 630091500048
  • 099150

Interior

Stories2 Stories
Building Area2,743 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area37,897 sqft (0.87 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number099150
Street Address7 HEATHER CT
CityUPPER SADDLE RIVER
StateNJ
Zip07458-1721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.870 AC
Legal SubdivisionGREAT BERGEN CORP SEC 1
Legal Block915
Legal Lot Number48
JurisdictionBERGEN NJ
Township / Civil DivisionUPPER SADDLE RIVER
Census Block Group1
Census Block1005
Census Tract53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
ABSOLUTE HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2008 · Amount on Record
Deed SaleAug 13, 2008 · Amount on Record
Deed Document Number200876363
Deed Book / Page9592 / 228
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address7 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721
Transaction TypeMortgage
Record UpdatedSep 8, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042790336
DateJul 20, 2021
Book Page4279/336
Instrument2021115609
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMay 26, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address7 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038681562
DateDec 15, 2020
Book Page3868/1562
Instrument20-134009
Lender
NameABSOLUTE HOME MORTGAGE CORP
TypeMortgage Company
AddressFAIRFIELD, NJ 07004
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityUpper Saddle River Borough
Secondary School DistrictNorthern Highlands Regional School District (09 - 12)
Elementary School DistrictUpper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$705,900 (-) Land $409,800 Building $296,100$705,900 (-) Land $409,800 Building $296,100
2025$18,283.00 (+1.73%)$705,900 (-) Land $409,800 Building $296,100$705,900 (-) Land $409,800 Building $296,100
2024$17,972.00 (+2.96%)
2023$705,900 Land $409,800 Building $296,100$705,900 Land $409,800 Building $296,100
2022$17,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 89% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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