Bergen County and Upper Saddle River Borough property record for 3 Heather Ct, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 2,918 sqft · built 2021 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,675,000 (Apr 2021) |
| Tax Bill | $29,355 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-00915-0000-00049 |
| Primary APN | 63-00915-0000-00049 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,918 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Lot Area | 37,462 sqft (0.86 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 099160 |
|---|---|
| Street Address | 3 HEATHER CT |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | GREAT BERGEN CORP SEC 1 |
| Legal Block | 915 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Apr 15, 2021 | Deed, Transfer · Conventional Mortgage USALLIANCE FCU |
| May 16, 2018 | Deed of Trust, Mortgage BANK OF NJ |
| Mar 5, 2018 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2021 · Amount on Record |
| Deed Sale | Apr 15, 2021 · Amount on Record |
| Prior Sale | Mar 5, 2018 · Amount on Record |
| Deed Document Number | 202157391 |
| Deed Book / Page | 4081 / 331 |
| Prior Transfer Date | Nov 19, 2014 |
| Prior Transfer Doc | 0019510001 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0040810348 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 4081/348 |
| Instrument | 2021057393 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | CHELMSFORD, MA 01824 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 15, 2021 |
| Property Address | 3 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721 |
| Document Number | 0040810331 |
| Book / Page | 4081 / 331 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021057391 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | CARNEGIE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,492.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 243 9TH AVE, 243, HAWTHORNE, NJ 07506-1551 |
| Name | Verified Name |
|---|---|
| Address | 3 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721 |
| Document Number | 2021057392 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 2021057392 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 3 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721 |
| Document Number | 0029510863 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 243 9TH AVE HAWTHORNE NJ 075061551, HAWTHORNE, NJ 07506-1551 |
| Document Number | 0029510863 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 002951/000863 |
| Instrument | 37227 |
| Name | BANK OF NJ |
|---|---|
| Type | Bank |
| Address | ENGLEWOOD CLIFFS, NJ 07632 |
| Amount | Amount Recorded |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 5, 2018 |
| Property Address | 3 HEATHER CT, UPPER SADDLE RIVER, NJ 07458-1721 |
| Document Number | 0028781465 |
| Book / Page | 002878 / 001465 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 243 9TH AVE HAWTHORNE NJ 075061551, HAWTHORNE, NJ 07506-1551 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,133,400 (-) Land $409,400 Building $724,000 | $1,133,400 (-) Land $409,400 Building $724,000 | |
| 2025 | $29,355.00 (+1.73%) | $1,133,400 (-) Land $409,400 Building $724,000 | $1,133,400 (-) Land $409,400 Building $724,000 |
| 2024 | $28,856.00 (+2.95%) | ||
| 2023 | $1,133,400 Land $409,400 Building $724,000 | $1,133,400 Land $409,400 Building $724,000 | |
| 2022 | $28,028.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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