Henderson County property record for 7 Hearthstone Ln, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,184 sqft · built 1977 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jul 2010) |
| Tax Bill | $2,238 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 9586305830 |
| Primary APN | 9586305830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,184 sqft Heated Area |
| 1st Floor Area | 1,734 sqft |
| Basement Area | 1,735 sqft |
| Finished Basement | 434 sqft |
| Unfinished Basement | 1,301 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 232 sqft |
| Deck Area | 384 sqft |
| Balcony Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 601973 |
|---|---|
| Street Address | 7 HEARTHSTONE LN |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-8710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 601973~R2R |
| Legal Description | GREENBRIAR LO28 |
| Legal Subdivision | AIRPORT MHP (2) |
| Legal Block | 30 |
| Legal Lot Number | 5830 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | GREEN RIVER |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 932000 |
7 Hearthstone Ln is owned and occupied by two individuals who bought it in July 2010.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 HEARTHSTONE LN, FLAT ROCK, NC 28731-8710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 23, 2010 · Amount on File |
| Deed Sale | Jul 23, 2010 · Amount on File |
| Deed Book / Page | 1435 / 632 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 7 Hearthstone Ln was $2,238.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,000 Land $74,800 Building $324,200 | ||
| 2025 | $2,238.00 | ||
| 2023 | $384,700 Land $74,800 Building $309,900 | $399,000 Land $74,800 Building $324,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Hearthstone Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (2016–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Hearthstone Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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