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4 Hearthstone Ln, Flat Rock, NC 28731 Property Records

Henderson County property record for 4 Hearthstone Ln, Flat Rock, NC 28731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,088 sqft · built 1988
Lot Size0.91 acres (39,640 sqft)
Owner2 Trust Names on File
Last Sale$340,000 (Dec 2018)
Tax Bill$2,115 (2025)
Deeds & MortgagesJul 2021 Transfer
Dec 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN9586315307

Property Details

APN / Parcel Number

Primary APN9586315307
Alternative APNs
  • 0600289
  • 600289

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,088 sqft Heated Area
1st Floor Area2,077 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeHip
Roof MaterialAsphalt
Lot Area39,640 sqft (0.91 acres)
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area165 sqft
Deck Area305 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number600289
Street Address4 HEARTHSTONE LN
CityFLAT ROCK
StateNC
Zip28731-8792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code600289~R2R
Legal Description#23 GREENBRIAR SD
Legal SubdivisionGREENBRIAR S/D PH II (3558)
Legal Block31
Legal Lot Number5307
JurisdictionHENDERSON NC
Township / Civil DivisionGREEN RIVER
Census Block Group1
Census Block1034
Census Tract932000

Owner

4 Hearthstone Ln is owner-occupied and held in a trust since July 2021.

Source: Henderson County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address4 HEARTHSTONE LN, FLAT ROCK, NC 28731-8792
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Intrafamily Transfer, Transfer
Dec 14, 2018Warranty Deed, Transfer
ATTORNEY ONLY
Nov 27, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 2018 · Amount on File
Deed SaleDec 14, 2018 · Amount on File
Prior SaleNov 14, 2008 · Amount on File
Deed Book / Page3280 / 184
Last Transfer DateJul 26, 2021
Transfer Doc0037560502
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHENDERSON NC
Recording DateJul 29, 2021
Property Address4 HEARTHSTONE LN, FLAT ROCK, NC 28731-8792
Document Number0037560502
Book / Page3756 / 502
Instrument DateJul 26, 2021
Instrument959300
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4 HEARTHSTONE LN, FLAT ROCK, NC 28731-8792

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateDec 14, 2018
Property Address4 HEARTHSTONE LN, FLAT ROCK, NC 28731-8792
Document Number0032800184
Book / Page003280 / 000184
Instrument DateDec 14, 2018
Instrument895509
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$680.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 HEARTHSTONE LN FLAT ROCK NC 287318792, FLAT ROCK, NC 28731-8792

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHENDERSON NC
Recording DateNov 27, 2017
Property Address4 HEARTHSTONE LN, FLAT ROCK, NC 28731-8792
Document Number0031330151
Book / Page003133 / 000151
Instrument DateNov 10, 2017
Instrument874341
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4 HEARTHSTONE LN FLAT ROCK NC 287318792, FLAT ROCK, NC 28731-8792

Tax Assessment & Valuation

The 2025 property tax bill for 4 Hearthstone Ln was $2,115.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$377,100 (-) Land $77,200 Building $299,900
2025$2,115.00$377,100 Land $77,200 Building $299,900
2023$377,100 Land $77,200 Building $299,900$377,100 Land $77,200 Building $299,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hearthstone Ln in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2016–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Hearthstone Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

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