7 Hazel St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 7 Hazel St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,693 sqft · built 1930
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on File
Last Sale$169,900 (Dec 2019)
Tax Bill$6,521 (2026)
Deeds & MortgagesOct 2021 Refinance
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN361200 288.14-1-11

Property Details

APN / Parcel Number

Primary APN361200 288.14-1-11
Alternative APNs
  • 120028801400010110000000
  • 3911 1634

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,693 sqft Living Area
1st Floor Area923 sqft
2nd Floor Area616 sqft
AtticAttic
Attic Area154 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1975
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area224 sqft
Patio Area200 sqft
Canopy180 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 1634
Street Address7 HAZEL ST
CityONEONTA
StateNY
Zip13820-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block1
Legal Lot Number11.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1007
Census Tract591000

Owner

7 Hazel St is owned and occupied by an individual who bought it in December 2019.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address7 HAZEL ST, ONEONTA, NY 13820-1306
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA
Dec 23, 2019Grant Deed, Transfer · Conventional with PMI
COMMUNITY BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2019 · Amount on File
Deed SaleDec 23, 2019 · Amount on File
Deed Document Number20195981
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address7 HAZEL ST, ONEONTA, NY 13820-1306
Transaction TypeMortgage
Record UpdatedNov 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number798
DateOct 19, 2021
Instrument2021-5798
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueNov 1, 2036

December 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateDec 23, 2019
Property Address7 HAZEL ST, ONEONTA, NY 13820-1306
Document Number0000005981
Instrument DateDec 12, 2019
Instrument5981
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$679.60
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address942 BLENHEIM HILL RD JEFFERSON NY 120933302, JEFFERSON, NY 12093-3302

Mortgage

Document Number5982
DateDec 23, 2019
Instrument5982
Lender
NameCOMMUNITY BK NA
AddressOLEAN, NY 14760
Agreement
TypeConventional with PMI
AmountAmount on Record
Term240 Months
DueDec 22, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 7 Hazel St was $6,521, up 2.5% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,521.00 (+2.45%)
2025$6,365.00$168,000 Land $16,200 Building $151,800$236,620 Land $22,817 Building $213,803
2023$168,000 Land $16,200 Building $151,800$207,407 Land $20,000 Building $187,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Hazel St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Hazel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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