5 Hazel St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 5 Hazel St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1920
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$216,000 (Oct 2024)
Tax Bill$5,403 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN361200 288.14-1-12

Property Details

APN / Parcel Number

Primary APN361200 288.14-1-12
Alternative APNs
  • 120028801400010120000000
  • 3911 1633

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,150 sqft Living Area
1st Floor Area920 sqft
AtticAttic
Attic Area230 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialWood
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions150 ft deep x 60 ft wide
PorchSlab
Porch Area160 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 1633
Street Address5 HAZEL ST
CityONEONTA
StateNY
Zip13820-1306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code110
Legal Block1
Legal Lot Number12.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group1
Census Block1007
Census Tract591000

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1064 PARADISE COACH DR, HENDERSON, NV 89002-8944
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES FCU
Jul 25, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Sep 8, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2024 · Amount on Record
Deed SaleOct 9, 2024 · Amount on Record
Prior SaleSep 8, 2017 · Amount on Record
Deed Document Number20242024-4021
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address5 HAZEL ST, ONEONTA, NY 13820-1306
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000921
DateJul 24, 2023
Instrument2023-2921
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueAug 1, 2043
Interest
Rate TypeAdjustable Rate

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTSEGO NY
Property Address5 HAZEL ST, ONEONTA, NY 13820-1306
Document Number0000003440
Instrument DateJul 25, 2020
Transaction TypeMortgage
Record UpdatedSep 9, 2020
Title CompanySERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 HAZEL ST ONEONTA NY 138201306, ONEONTA, NY 13820-1306

Mortgage

Document Number0000003440
DateAug 18, 2020
Instrument3440
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateSep 8, 2017
Property Address5 HAZEL ST, ONEONTA, NY 13820-1306
Document Number0000004318
Instrument DateSep 8, 2017
Instrument4318
Transaction TypeTransfer
Record UpdatedOct 13, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 HAZEL ST ONEONTA NY 138201306, ONEONTA, NY 13820-1306

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,403.00 (+2.48%)
2025$5,272.00$139,000 (-) Land $19,700 Building $119,300$195,775 (+14.08%) Land $27,747 Building $168,028
2023$139,000 Land $19,700 Building $119,300$171,605 Land $24,321 Building $147,284

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

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