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7 Harper Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 7 Harper Ct, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details2,240 sqft · built 2007
Lot Size0.389 acres (16,988 sqft)
OwnerIndividual Name on File
Tax Bill$1,121 (2025)
Deeds & MortgagesDec 2020 Sale
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN322-19-00-283-SHS

Property Details

APN / Parcel Number

Primary APN322-19-00-283-SHS
Alternative APN
  • 49242

Interior

Stories2 Stories
Building Area2,240 sqft Gross Area
Gross Area1,800 sqft

Exterior

Year BuiltBuilt 2007
Exterior MaterialVinyl
Lot Area16,988 sqft (0.389 acres)
Garage TypeAttached
Garage Area400 sqft
PorchPorch
Porch Area24 sqft

Location & Zoning

Account Number49242
Old Parcel Number322-19-00-283 SHS
Street Address7 HARPER CT
CityELGIN
StateSC
Zip29045-2002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionWEDGWOOD SUBDIV PHASE VI LOT 283
Legal SubdivisionWEDGWOOD SUBD
Legal Phase6
Legal Lot Number283
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group2
Census Block2000
Census Tract970906

Owner

Source: Kershaw County records · APN 322-19-00-283-SHS

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 HARPER CT, ELGIN, SC 29045-2002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Grant Deed, Transfer
NOT AVAILABLE
Nov 22, 2017Deed of Trust, Mortgage · Conventional with PMI
GUILD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 08, 2020
Deed SaleDec 08, 2020
Deed Document Number0004370289
Deed Book / Page2291 / 092
Prior Transfer DateDec 27, 2007
Prior Transfer Doc13158
Record UpdatedJun 08, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKERSHAW SC
Recording DateDec 21, 2020
Property Address7 HARPER CT, ELGIN, SC 29045-2002
Document Number0000012181
Book / Page004370 / 000289
Instrument DateDec 08, 2020
Instrument12181
Transaction TypeTransfer
Record UpdatedFeb 05, 2021
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 HARPER CT ELGIN SC 290452002, ELGIN, SC 29045-2002

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address7 HARPER CT, ELGIN, SC 29045-2002
Document Number0000009525
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedApr 22, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7 HARPER CT ELGIN SC 290452002, ELGIN, SC 29045-2002

Mortgage

Document Number0000009525
DateNov 29, 2017
Book Page003785/000072
Instrument9525
Lender
NameGUILD MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 28, 2047

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,121.00 (+24.56%)$171,900 (-) Land $30,000 Building $141,900$171,900 (-)
2023$900.00$171,900 Land $30,000 Building $141,900$171,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), as of September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709062, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, TruVista Communications.

Based on FCC filings for 79 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC2820001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLUGOFF ELGIN WATER AUTH
serves 25,783 people
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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