6 Harper Ct, Elgin, SC 29045 Property Records

Kershaw County property record for 6 Harper Ct, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3,398 sqft · built 2007
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$155,900 (Jan 2008)
Tax Bill	$1,373 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`322-19-00-286-SHS`

Property Details

APN / Parcel Number

Primary APN	`322-19-00-286-SHS`
Alternative APN	`49238`

Interior

Stories	1 Story
Building Area	3,398 sqft Gross Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Vinyl
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	48 sqft

Location & Zoning

Account Number	49238
Street Address	6 HARPER CT
City	ELGIN
State	SC
Zip	29045-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2000
Census Tract	970906

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6 HARPER CT, ELGIN, SC 29045-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · VA Mortgage AMERICAN FIN'L NTWK INC
Mar 14, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2008 · Amount on Record
Deed Sale	Jan 22, 2008 · Amount on Record
Prior Sale	Aug 6, 2007
Deed Book / Page	2303 / 79
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	6 HARPER CT, ELGIN, SC 29045-2002
Document Number	0000006176
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HARPER CT ELGIN SC 290452002, ELGIN, SC 29045-2002

Mortgage

Document Number	0000006176
Date	Jul 16, 2020
Book Page	004259/000298
Instrument	6176

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	6 HARPER CT, ELGIN, SC 29045-2002
Document Number	0000002121
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6 HARPER CT ELGIN SC 290452002, ELGIN, SC 29045-2002

Mortgage

Document Number	0000002121
Date	Mar 21, 2019
Book Page	004001/000240
Instrument	2121

Lender

Name	NEW DAY FIN'L
Type	Funding / Finance Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2049

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,373.00 (-0.58%)	$254,000 (-) Land $30,000 Building $224,000	$254,000 (-)
2023	$1,381.00	$254,000 Land $30,000 Building $224,000	$254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TruVista Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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