7 Harbor Light, Newport Coast, CA 92657 Property Records

Orange County property record for 7 Harbor Light, Newport Coast, CA 92657

Property Summary

Property Type	Single Family Home
Details	7 bd · 9.5 ba · 13,598 sqft · built 2018
Lot Size	0.556 acres (24,200 sqft)
Owner	Company Name on Record
Last Sale	$22,700,000 (Dec 2021)
Tax Bill	$262,406 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473-061-45`

Property Details

APN / Parcel Number

Primary APN	`473-061-45`

Interior

Bedrooms	7 Beds
Full Baths	9.5 Baths
Half Baths	3 Half Baths
Building Area	13,598 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	24,200 sqft (0.556 acres)
Garage Area	2,760 sqft
Parking Spaces	10 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	7 HARBOR LGT
City	NEWPORT COAST
State	CA
Zip	92657-1704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14065 BLK LOT 114
Legal Subdivision	TRACT NO 14065
Legal Tract	14065
Legal Lot Number	114
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2005
Census Tract	62643

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7 HARBOR LGT, NEWPORT COAST, CA 92657-1704
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Grant Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK
Aug 12, 2019	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF AMERICA
Mar 30, 2017	Quit Claim Deed, Transfer PARTNERS BK/CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Dec 3, 2009 · Amount on Record
Deed Document Number	2021763450
Prior Transfer Date	Jun 17, 2010
Prior Transfer Doc	0000298468
Record Updated	Sep 20, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 21, 2021
Property Address	7 HARBOR LGT, NEWPORT COAST, CA 92657-1704
Document Number	0000763450
Map Reference	MB 682 PG 1-27
Instrument Date	Dec 16, 2021
Instrument	2021000763450
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 HARBOR LGT, NEWPORT COAST, CA 92657-1704

Mortgage

Document Number	0000763451
Date	Dec 21, 2021
Instrument	2021000763451

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2032
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

Mortgage

Document Number	0000763452
Date	Dec 21, 2021
Instrument	2021000763452

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jan 1, 2025

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 12, 2019
Property Address	7 HARBOR LGT, NEWPORT COAST, CA 92657-1704
Instrument Date	Aug 9, 2019
Instrument	295904
Transaction Type	Construction Loan
Record Updated	Aug 22, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 HARBOR LGT NEWPORT BEACH CA 926571704, NEWPORT BEACH, CA 92657-1704

Mortgage

Document Number	0000295904
Date	Aug 12, 2019
Instrument	295904

Lender

Name	BANK OF AMERICA
Type	Bank
Address	20 GREENWAY PLZ # 900TX6, HOUSTON, TX 77046

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2034

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 30, 2017
Property Address	7 HARBOR LGT, NEWPORT COAST, CA 92657-1704
Document Number	0000127617
Instrument Date	Mar 29, 2017
Instrument	127617
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7 HARBOR LGT NEWPORT COAST CA 926571704, NEWPORT COAST, CA 92657-1704

Mortgage

Document Number	127618
Date	Mar 30, 2017
Instrument	127618

Lender

Name	PARTNERS BK/CA
Type	Bank
Address	27201 PUERTA REAL # 160, MISSION VIEJO, CA 92691-8556

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Newport Beach City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$25,233,016 (+2%) Land $18,049,809 Building $7,183,207
2025	$262,406.00 (+5.83%)	$24,738,251 (+6.84%) Land $17,695,891 Building $7,042,360
2023	$247,944.00 (+1.67%)	$23,154,000 Land $17,008,739 Building $6,145,261
2022	$243,863.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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