Orange County property record for 5 Harbor Light, Newport Coast, CA 92657
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7 ba · 8,907 sqft · built 1995 |
| Lot Size | 0.48 acres (20,900 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $37,282 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 473-061-44 |
| Primary APN | 473-061-44 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Building Area | 8,907 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 20,900 sqft (0.48 acres) |
| Garage Area | 1,362 sqft |
| Parking Spaces | 5 Parking Spaces |
| Street Address | 5 HARBOR LGT |
|---|---|
| City | NEWPORT COAST |
| State | CA |
| Zip | 92657-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 14065 BLK LOT 115 |
| Legal Subdivision | TRACT NO. 14065 |
| Legal Tract | 14065 |
| Legal Lot Number | 115 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | CENTRAL COAST |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 62643 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 5 HARBOR LGT, NEWPORT COAST, CA 92657-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 1994 |
| Deed Sale | Jan 31, 1994 |
| Deed Document Number | 199473377 |
| Last Transfer Date | Jan 24, 2025 |
| Transfer Doc | 0000040340 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 5 HARBOR LGT, NEWPORT COAST, CA 92657-1704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 5 HARBOR LGT, NEWPORT COAST, CA 92657-1704 |
| Document Number | 0000124720 |
|---|---|
| Date | Apr 17, 2019 |
| Instrument | 2019000124720 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | May 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Newport Beach City |
| Unified School District | Newport-Mesa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,571,683 (+2%) Land $1,239,605 Building $2,332,078 | |
| 2025 | $37,282.00 (+3.58%) Homeowner's exemption | $3,501,650 (+4.04%) Land $1,215,299 Building $2,286,351 |
| 2023 | $35,994.00 (+1.69%) Homeowner's exemption | $3,365,678 Land $1,168,108 Building $2,197,570 |
| 2022 | $35,396.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT BEACH serves 69,520 people · EPA ID CA3010023 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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