Middlesex County and Ayer Town property record for 7 Grove St, Ayer, MA 01432
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,712 sqft · built 1910 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (May 2017) |
| Tax Bill | $4,733 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | AYER M:033 B:0000 L:0010 |
| Primary APN | AYER M:033 B:0000 L:0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Basement Area | 688 sqft |
| Unfinished Basement | 688 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 7 GROVE ST |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Lot Number | 10 |
| Jurisdiction | AYER MA |
| Township / Civil Division | AYER |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7 GROVE ST, AYER, MA 01432-1617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ARC HOME LLC |
| Apr 21, 2026 | Deed of Trust, Mortgage · ARM |
| May 15, 2017 | Quit Claim Deed, Transfer RADIUS FINANCIAL GRP |
| Jan 20, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on Record |
| Deed Sale | May 15, 2017 · Amount on Record |
| Prior Sale | Jan 20, 2017 |
| Deed Document Number | 201771535 |
| Deed Book / Page | 69282 / 107 |
| Transfer Doc | 069282-107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 7 GROVE ST, AYER, MA 01432-1617 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077964-581 |
|---|---|
| Date | Jun 8, 2021 |
| Book Page | 77964/581 |
| Instrument | 129321 |
| Name | ARC HOME LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 7 GROVE ST, AYER, MA 01432-1617 |
| Document Number | 085488-118 |
| Book / Page | 85488 / 118 |
| Instrument Date | Mar 16, 2026 |
| Instrument | 202643522 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 GROVE ST, AYER, MA 01432-1617 |
| Document Number | 0000043522, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 85488/118 |
| Instrument | 202643522 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Type Change Date | Jul 1, 2031 |
| Index | Other |
| Margin | 2 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | May 15, 2017 |
| Property Address | 7 GROVE ST, AYER, MA 01432-1617 |
| Document Number | 69282-107 |
| Book / Page | 69282 / 107 |
| Instrument | 71535 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.77 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GROVE ST, AYER, MA 01432-1617 |
| Document Number | 692820110 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 69282/0110 |
| Name | RADIUS FINANCIAL GRP |
|---|---|
| Type | Funding / Finance Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 15, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jan 20, 2017 |
| Property Address | 7 GROVE ST, AYER, MA 01432-1617 |
| Document Number | 68785-408 |
| Book / Page | 068785 / 000408 |
| Instrument Date | Jan 18, 2017 |
| Instrument | 10962 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GROVE ST AYER MA 014321617, AYER, MA 01432-1617 |
Source: Middlesex County and Ayer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,733.00 (+15.44%) | $395,700 (+19.87%) Land $135,100 Building $260,600 | $414,580 (+2.9%) |
| 2024 | $402,895 | ||
| 2023 | $4,100.00 | $330,100 Land $126,800 Building $203,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AYER DPW WATER DIVISION serves 8,479 people · EPA ID MA2019000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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