7 Grindstone Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 7 Grindstone Rd, Howell, NJ 07731

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,386 sqft · built 1998
Lot Size0.161 acres (7,000 sqft)
Owner2 Individual Names on Record
Last Sale$449,900 (Oct 2005)
Tax Bill$11,765 (2025)
Deeds & MortgagesJun 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN21-00110-05-00010

Property Details

APN / Parcel Number

Primary APN21-00110-05-00010
Alternative APNs
  • 2100110000500010
  • 04822447

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,386 sqft Living Area
1st Floor Area1,486 sqft
Upper Floors Area1,124 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area7,000 sqft (0.161 acres)
Garage Area224 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number04822447
Street Address7 GRINDSTONE RD
CityHOWELL
StateNJ
Zip07731-3153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAREC
Legal SubdivisionMILL CRK MDWS SEC 01
Legal Block110.5
Legal Lot Number10
JurisdictionMONMOUTH NJ
Township / Civil DivisionHOWELL
Census Block Group2
Census Block2022
Census Tract811301

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 GRINDSTONE RD, HOWELL, NJ 07731-3153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 6, 2005 · Amount on Record
Deed SaleOct 6, 2005 · Amount on Record
Prior SaleJun 20, 2001 · Amount on Record
Deed Book / Page8500 / 4808
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address7 GRINDSTONE RD, HOWELL, NJ 07731-3153
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095980812
DateJun 1, 2022
Book Page9598/812
Instrument2022058227
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term359 Months
DueMay 27, 2052

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionHowell Township
Secondary School DistrictFreehold Regional School District (09 - 12)
Elementary School DistrictHowell Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$713,000 (+4.06%) Land $398,100 Building $314,900$713,000 (+4.06%) Land $398,100 Building $314,900
2025$11,765.00 (+2.83%)$685,200 (+21.27%) Land $373,100 Building $312,100$685,200 (+21.27%) Land $373,100 Building $312,100
2024$11,441.00 (+11.45%)
2023$565,000 Land $243,100 Building $321,900$565,000 Land $243,100 Building $321,900
2022$10,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 64% of New Jersey
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Optimum
Cable · Fiber in parts of the area
940 / 35

May also be available: T-Mobile.

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