10 Grindstone Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 10 Grindstone Rd, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,344 sqft · built 1997
Lot Size	0.216 acres (9,413 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Aug 2015)
Tax Bill	$12,034 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00110-06-00008`

Property Details

APN / Parcel Number

Primary APN	`21-00110-06-00008`
Alternative APNs	`2100110000600008` `04822457`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,344 sqft Living Area
1st Floor Area	1,510 sqft
Upper Floors Area	1,082 sqft
Basement Area	942 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Other
Lot Area	9,413 sqft (0.216 acres)
Garage Area	248 sqft
Parking Spaces	2 Parking Spaces
Deck Area	495 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	04822457
Street Address	10 GRINDSTONE RD
City	HOWELL
State	NJ
Zip	07731-3155
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AREC
Legal Subdivision	MILL CRK MDWS SEC I-III
Legal Block	110.6
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2024
Census Tract	811301

Owner

10 Grindstone Rd is owned and occupied by two individuals who bought it in August 2015.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 GRINDSTONE RD, HOWELL, NJ 07731-3155
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2015 · Amount on File
Deed Sale	Aug 18, 2015 · Amount on File
Prior Sale	Feb 2, 1998 · Amount on File
Deed Document Number	201576189
Deed Book / Page	9127 / 5016
Prior Transfer Date	Feb 2, 2012
Prior Transfer Doc	0089330235
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	10 GRINDSTONE RD, HOWELL, NJ 07731-3155
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	MEGA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095288263
Date	Jul 20, 2021
Book Page	9528/8263
Instrument	2021110700

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10 Grindstone Rd was $12,034, up 6.8% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$728,900 (+3.99%) Land $400,800 Building $328,100	$728,900 (+3.99%) Land $400,800 Building $328,100
2025	$12,034.00 (+6.79%)	$700,900 Land $375,800 Building $325,100	$700,900 Land $375,800 Building $325,100
2024	$11,269.00
2023		$582,300 Land $245,800 Building $336,500	$582,300 Land $245,800 Building $336,500
2022	$10,615.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Grindstone Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Grindstone Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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