Passaic County and Wayne Township property record for 7 Grand St, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 489 sqft · built 1920 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,000 (Oct 2020) |
| Tax Bill | $4,714 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-00815-0000-00014 |
| Primary APN | 14-00815-0000-00014 |
|---|---|
| Alternative APNs |
|
| Building Area | 489 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Lot Area | 9,017 sqft (0.207 acres) |
| Old Parcel Number | 1400425000000008 |
|---|---|
| Street Address | 7 GRAND ST |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | ABDG LITTLE PATERSON FARMS |
| Legal Block | 815 |
| Legal Lot Number | 14 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 246300 |
7 Grand St is owned and occupied by an individual who bought it in October 2020.
Source: Passaic County and Wayne Township records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 GRAND ST, WAYNE, NJ 07470-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Oct 13, 2020 | Bargain and Sale Deed, Transfer · VA Mortgage WINTRUST MORTGAGE |
| Feb 6, 2019 | Grant Deed, Transfer NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Jul 30, 2018 | Grant Deed, Transfer FORTUNE TITLE AGENCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Prior Sale | Feb 6, 2019 · Amount on File |
| Deed Document Number | 202051271 |
| Deed Book / Page | 3884 / 8 |
| Prior Transfer Date | Mar 24, 1998 |
| Prior Transfer Doc | 0000052659 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 7 GRAND ST, WAYNE, NJ 07470-6610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000008704 |
|---|---|
| Date | Mar 23, 2026 |
| Book Page | M19837/162 |
| Instrument | 2026008704 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 13, 2020 |
| Property Address | 7 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000051271 |
| Book / Page | D3884 / 8 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2020051271 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | PROPERTY TRANSFER SVCS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $815.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 VIRGINIA LN, 61, WEST MILFORD, NJ 07480-1010 |
| Name | Verified Name |
|---|---|
| Address | 7 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000051276 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 2020051276 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Feb 6, 2019 |
| Property Address | 7 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000005689 |
| Book / Page | 003505 / 000262 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 5689 |
| Transaction Type | Transfer |
| Record Updated | Mar 4, 2019 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $58.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7 GRAND ST WAYNE NJ 074706610, WAYNE, NJ 07470-6610 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 30, 2018 |
| Property Address | 7 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000033510 |
| Book / Page | 003363 / 000206 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 33510 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2018 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $40.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 152 RIVEREDGE RD LINCOLN PARK NJ 070352436, LINCOLN PARK, NJ 07035-2436 |
The 2025 property tax bill for 7 Grand St was $4,714 with a widower's exemption, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,600 (-) Land $58,600 Building $20,000 | $78,600 (-) Land $58,600 Building $20,000 | |
| 2025 | $4,714.00 (+0.86%) Widower's exemption | $78,600 Land $58,600 Building $20,000 | $78,600 Land $58,600 Building $20,000 |
| 2024 | $4,674.00 | ||
| 2023 | $78,600 Land $58,600 Building $20,000 | $78,600 Land $58,600 Building $20,000 | |
| 2022 | $4,194.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7 Grand St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 356 (1978–2024) |
| Claims Outside the SFHA | 18 of 356 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Grand St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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