Passaic County and Wayne Township property record for 3 Grand St, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,192 sqft · built 1967 |
| Lot Size | 0.209 acres (9,104 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Dec 2023) |
| Tax Bill | $4,762 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 14-00815-0000-00013 |
| Primary APN | 14-00815-0000-00013 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,192 sqft Living Area |
|---|
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Bi-Level |
| Lot Area | 9,104 sqft (0.209 acres) |
| Old Parcel Number | 1400425000000004 |
|---|---|
| Street Address | 3 GRAND ST |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | LITTLE PATERSON FARMS |
| Legal Block | 815 |
| Legal Lot Number | 13 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 246300 |
3 Grand St is owned and occupied by an individual who bought it in December 2023.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 GRAND ST, WAYNE, NJ 07470-6610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 30, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 6, 2023 | Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 6, 2023 · Amount on File |
| Deed Sale | Dec 6, 2023 · Amount on File |
| Prior Sale | Jul 28, 2017 · Amount on File |
| Deed Document Number | 202338608 |
| Deed Book / Page | 4629 / 98 |
| Prior Transfer Date | Oct 17, 2011 |
| Prior Transfer Doc | 0000052034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Apr 7, 2026 |
| Property Address | 3 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000011917 |
| Book / Page | 19880 / 178 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202611917 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Name | Verified Name |
|---|---|
| Address | 3 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000011917, |
|---|---|
| Date | Apr 7, 2026 |
| Book Page | 19880/178 |
| Instrument | 202611917 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 3 GRAND ST, WAYNE, NJ 07470-6610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000027302 |
|---|---|
| Date | Aug 30, 2024 |
| Book Page | M19036/87 |
| Instrument | 2024027302 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 6, 2023 |
| Property Address | 3 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000038608 |
| Book / Page | D4629 / 98 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023038608 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | UNKNOWN, IMPERIUM TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,375.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 GRAND ST, WAYNE, NJ 07470-6610 |
| Name | Verified Name |
|---|---|
| Address | 3 GRAND ST, WAYNE, NJ 07470-6610 |
| Document Number | 0000038609 |
|---|---|
| Date | Dec 6, 2023 |
| Instrument | 2023038609 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2054 |
The 2025 property tax bill for 3 Grand St was $4,762, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,400 (-) Land $57,500 Building $21,900 | $79,400 (-) Land $57,500 Building $21,900 | |
| 2025 | $4,762.00 (+0.87%) | $79,400 Land $57,500 Building $21,900 | $79,400 Land $57,500 Building $21,900 |
| 2024 | $4,721.00 | ||
| 2023 | $79,400 Land $57,500 Building $21,900 | $79,400 Land $57,500 Building $21,900 | |
| 2022 | $4,489.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3 Grand St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 356 (1978–2024) |
| Claims Outside the SFHA | 18 of 356 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Grand St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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