7 Graham Ct, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 7 Graham Ct, Rye, NY 10580

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,998 sqft · built 1988
Lot Size0.42 acres (18,295 sqft)
Owner2 Individual Names on Record
Last Sale$2,150,000 (May 2019)
Tax Bill$44,012 (2026)
Deeds & MortgagesJun 2020 Mortgage
Jun 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN551400 146-6-2-19-4

Property Details

APN / Parcel Number

Primary APN551400 146-6-2-19-4
Alternative APN
  • 140014600600020190040000

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,998 sqft Living Area
1st Floor Area3,998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialWood
Lot Area18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address7 GRAHAM CT
CityRYE
StateNY
Zip10580-1600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Block2
Legal Lot Number19.004
JurisdictionWESTCHESTER NY
Township / Civil DivisionRYE
Census Block Group3
Census Block3003
Census Tract7700

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 GRAHAM CT, RYE, NY 10580-1600
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK NA
Jun 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
May 29, 2019Bargain and Sale Deed, Transfer
CATIC TITLE INSURANCE AGENCY
Mar 19, 2018Loan Modification, Mortgage
FIRST REPUBLIC BK
Apr 2, 2018Grant Deed, Transfer
DIRECT LAND SERVICES CORPORATION, DIRECT LAND SVCS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2019 · Amount on Record
Deed SaleMay 29, 2019 · Amount on Record
Prior SaleApr 2, 2018 · Amount on Record
Deed Document Number2019591403394
Prior Transfer DateMar 15, 2018
Prior Transfer Doc0580583450
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address7 GRAHAM CT, RYE, NY 10580-1600
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0601673592
DateJun 16, 2020
Instrument601673592
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address7 GRAHAM CT, RYE, NY 10580-1600
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMTRUST TITLE INS COMAPNY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0601673591
DateJun 16, 2020
Instrument601673591
Lender
NameCITIZENS BANK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2035

May 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateMay 29, 2019
Property Address7 GRAHAM CT, RYE, NY 10580-1600
Document Number0591403394
Map ReferenceMAP 22358
Instrument DateMay 21, 2019
Instrument591403394
Transaction TypeTransfer
Record UpdatedMay 6, 2022
Title CompanyCATIC TITLE INSURANCE AGENCY

Transaction

AmountAmount Recorded
Tax$8,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 GRAHAM CT, 7, RYE, NY 10580-1600

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 GRAHAM CT, RYE, NY 10580-1600

March 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWESTCHESTER NY
Property Address7 GRAHAM CT, RYE, NY 10580-1600
Document Number0580873034
Instrument DateMar 19, 2018
Transaction TypeMortgage
Record UpdatedJan 12, 2019
Title CompanyDIRECT LAND SERVICES CORPORATION, DIRECT LAND SVCS CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 GRAHAM CT RYE NY 105801600, RYE, NY 10580-1600

Mortgage

Document Number0580873034
DateApr 2, 2018
Book Page058087/003034
Lender
NameFIRST REPUBLIC BK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.15%

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWESTCHESTER NY
Recording DateApr 2, 2018
Property Address7 GRAHAM CT, RYE, NY 10580-1600
Document Number0580583450
Book / Page058058 / 003450
Instrument DateMar 1, 2018
Transaction TypeTransfer
Record UpdatedApr 20, 2018
Title CompanyDIRECT LAND SERVICES CORPORATION, DIRECT LAND SVCS CORP

Transaction

AmountAmount Recorded
Tax$1,768.21
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 GRAHAM CT RYE NY 105801600, RYE, NY 10580-1600

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
MunicipalityRye City
Unified School DistrictRye City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,012.00 (+10.6%)
2025$39,795.00$34,200 (-) Land $12,800 Building $21,400$2,898,305 (+6.78%) Land $1,084,746 Building $1,813,559
2024$34,200 (-) Land $12,800 Building $21,400$2,714,286 (+2.38%) Land $1,015,873 Building $1,698,413
2023$34,200 Land $12,800 Building $21,400$2,651,163 Land $992,248 Building $1,658,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims24 (1978–2023)
Claims Outside the SFHA18 of 24
Most Recent ClaimSep 2023 · Severe Storm And Flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK, INC. RD-2
private · serves 57,301 people · EPA ID NY5903456
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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