Westchester County and Rye City property record for 4 Graham Ct, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 3.5 ba · 6,008 sqft · built 1914 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,700,000 (Feb 2013) |
| Tax Bill | $58,822 (2026) |
| Deeds & Mortgages | Oct 2020 Refinance Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 146-6-2-19-9 |
| Primary APN | 551400 146-6-2-19-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,008 sqft Living Area |
| 1st Floor Area | 3,063 sqft |
| 2nd Floor Area | 2,945 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 26,136 sqft (0.6 acres) |
| Street Address | 4 GRAHAM CT |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 2 |
| Legal Lot Number | 19.009 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 7700 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 GRAHAM CT, RYE, NY 10580-1600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BNY MELLON NA |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BNY MELLON NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2013 · Amount on Record |
| Deed Sale | Feb 11, 2013 · Amount on Record |
| Deed Document Number | 2013523553550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 GRAHAM CT, RYE, NY 10580-1600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | COMMONWEALTH LAND TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0602693640 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 602693640 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 4 GRAHAM CT, RYE, NY 10580-1600 |
| Document Number | 0602693638 |
| Instrument Date | Jul 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 4 GRAHAM CT RYE NY 105801600, RYE, NY 10580-1600 |
| Document Number | 0602693638 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 060269/003638 |
| Name | BNY MELLON NA |
|---|---|
| Type | Bank |
| Address | BOSTON, MA 02108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,822.00 (+8.95%) | ||
| 2025 | $53,990.00 | $46,400 (-) Land $18,250 Building $28,150 | $3,932,203 (+6.78%) Land $1,546,610 Building $2,385,593 |
| 2024 | $46,400 (-) Land $18,250 Building $28,150 | $3,682,540 (+2.38%) Land $1,448,413 Building $2,234,127 | |
| 2023 | $46,400 Land $18,250 Building $28,150 | $3,596,900 Land $1,414,729 Building $2,182,171 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 24 (1978–2023) |
| Claims Outside the SFHA | 18 of 24 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures