Middlesex County and Reading Town property record for 7 Gould St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 906 sqft · built 1920 |
| Lot Size | 0.098 acres (4,282 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Oct 1999) |
| Tax Bill | $6,620 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Dec 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:016.0-0000-0294.0 |
| Primary APN | READ M:016.0-0000-0294.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 906 sqft Living Area |
| Gross Area | 1,686 sqft |
| Basement Area | 516 sqft |
| Unfinished Basement | 372 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,282 sqft (0.098 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 540000000090 |
|---|---|
| Street Address | 7 GOULD ST |
| City | READING |
| State | MA |
| Zip | 01867-2928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BUSB |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 334200 |
7 Gould St is owned and occupied by an individual who acquired it in May 2021.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 GOULD ST, READING, MA 01867-2928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Dec 28, 2018 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Jan 8, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Oct 22, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 1999 · Amount on File |
| Deed Sale | Oct 28, 1999 · Amount on File |
| Prior Sale | Aug 12, 1992 · Amount on File |
| Last Transfer Date | May 4, 2021 |
| Transfer Doc | 078972-241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 7 GOULD ST, READING, MA 01867-2928 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 079343-553 |
|---|---|
| Date | Dec 14, 2021 |
| Book Page | 79343/553 |
| Instrument | 269262 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 7 GOULD ST, READING, MA 01867-2928 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 072069-213 |
|---|---|
| Date | Dec 28, 2018 |
| Book Page | 72069/213 |
| Instrument | 197391 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 7 GOULD ST, READING, MA 01867-2928 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 073958-197 |
|---|---|
| Date | Jan 8, 2020 |
| Book Page | 73958/197 |
| Instrument | 3009 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 22, 2021 |
| Property Address | 7 GOULD ST, READING, MA 01867-2928 |
| Document Number | 078972-241 |
| Book / Page | 78972 / 241 |
| Instrument Date | May 4, 2021 |
| Instrument | 232104 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 GOULD ST, READING, MA 01867-2928 |
| Document Number | 078972-246 |
|---|---|
| Date | Oct 22, 2021 |
| Book Page | 78972/246 |
| Instrument | 232105 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 7 Gould St was $6,620, up 0.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,620.00 (+0.53%) | $604,000 (+4.48%) Land $415,200 Building $188,400 | $564,557 (+1.5%) |
| 2025 | $6,585.00 (+3.34%) | $578,100 (+6.33%) Land $397,400 Building $180,700 | $556,225 (+1.53%) |
| 2024 | $6,372.00 (+1.98%) | $543,700 (+9.55%) Land $373,700 Building $170,000 | $547,865 |
| 2023 | $6,248.00 | $496,300 Land $341,100 Building $155,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Gould St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7 Gould St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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