Middlesex County and Reading Town property record for 16 Gould St, Reading, MA 01867
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 1.5 ba · 4,240 sqft · built 1967 |
| Lot Size | 0.281 acres (12,232 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $550,000 (Nov 2002) |
| Tax Bill | $8,917 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:016.0-0000-0302.0 |
| Primary APN | READ M:016.0-0000-0302.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 4,240 sqft Total Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,232 sqft (0.281 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 540000000130 |
|---|---|
| Street Address | 16 GOULD ST |
| City | READING |
| State | MA |
| Zip | 01867-2927 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | BUSB |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 334200 |
16 Gould St, a commercial property, is held in a trust since November 2002.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 16 GOULD ST, READING, MA 01867-2927 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2025 | Deed of Trust, Mortgage PEOPLES CU |
| Jun 14, 2017 | Deed of Trust, Mortgage · Commercial Mortgage RTN FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2002 · Amount on File |
| Deed Sale | Nov 15, 2002 · Amount on File |
| Deed Document Number | 2002919 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 16 GOULD ST, READING, MA 01867-2927 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 084972-518 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 84972/518 |
| Instrument | 149783 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 16 GOULD ST, READING, MA 01867-2927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 69428-450 |
|---|---|
| Date | Jun 14, 2017 |
| Book Page | 69428/450 |
| Instrument | 89178 |
| Name | RTN FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 16 Gould St was $8,917, up 1% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,917.00 (+1.03%) | $710,500 (+2%) Land $361,200 Building $344,800 |
| 2025 | $8,826.00 | $696,600 (+3.65%) Land $354,100 Building $342,500 |
| 2024 | $672,100 (+2.99%) Land $341,600 Building $330,500 | |
| 2023 | $652,600 Land $331,600 Building $321,000 | |
| 2017 | $7,576.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 16 Gould St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 16 Gould St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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