7 Gemstone Dr, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 7 Gemstone Dr, Stuarts Draft, VA 24477 · Last verified July 2026

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 984 sqft · built 2018
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$178,500 (Nov 2019)
Tax Bill	$933 (2026)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`075B1 2 306`

Property Details

APN / Parcel Number

Primary APN	`075B1 2 306`
Alternative APN	`47848`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	984 sqft
Basement Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7 GEMSTONE DR
City	STUARTS DRAFT
State	VA
Zip	24477-2857
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	75B1-(2)-306 PHASE II SEC 10 STONE VALLEY .09 ACS
Legal Subdivision	STONE VALLEY
Jurisdiction	AUGUSTA VA
Township / Civil Division	SOUTH RIVER
Census Block Group	2
Census Block	2000
Census Tract	71101

Owner

Source: Augusta County records · APN 075B1 2 306

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 08, 2019 · Amount on Record
Deed Sale	Nov 08, 2019 · Amount on Record
Deed Document Number	20198638
Record Updated	Sep 20, 2026

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Nov 08, 2019
Property Address	7 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857
Document Number	0190008638
Instrument Date	Oct 22, 2019
Instrument	190008638
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857

Mortgage

Document Number	0190008639
Date	Nov 08, 2019
Instrument	190008639

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$933.00	$179,500 (-) Land $50,000 Building $129,500
2025		$179,500 (+31.89%) Land $50,000 Building $129,500
2024			$179,500 (+31.89%) Land $50,000 Building $129,500
2023	$857.00	$136,100 Land $45,000 Building $91,100	$136,100 Land $45,000 Building $91,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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