Augusta County property record for 19 Gemstone Dr, Stuarts Draft, VA 24477 · Last verified July 2026
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 984 sqft · built 2018 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,900 (Nov 2018) |
| Tax Bill | $1,077 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 075B1 2 311 |
| Primary APN | 075B1 2 311 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 984 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 96 sqft |
| Deck Area | Deck Area |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 19 GEMSTONE DR |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-2857 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 75B1-(2)-311 PHASE II SEC 11 STONE VALLEY .090 ACS |
| Legal Subdivision | STONE VALLEY |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | SOUTH RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 71101 |
Source: Augusta County records · APN 075B1 2 311
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 16, 2024 | Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Nov 09, 2018 | Deed, Transfer BANK OF AMERICA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2018 · Amount on Record |
| Deed Sale | Nov 09, 2018 · Amount on Record |
| Deed Document Number | 2018180008587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Jan 16, 2024 |
| Property Address | 19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857 |
| Document Number | 0240000274 |
| Instrument Date | Jan 11, 2024 |
| Instrument | 240000274 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857 |
| Document Number | 0240000275 |
|---|---|
| Date | Jan 16, 2024 |
| Instrument | 240000275 |
| Name | ALCOVA MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | Nov 09, 2018 |
| Property Address | 19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857 |
| Document Number | 000180008587 |
| Instrument Date | Nov 08, 2018 |
| Instrument | 000180008587 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857 |
| Document Number | 000180008588 |
|---|---|
| Date | Nov 09, 2018 |
| Instrument | 000180008588 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 350 Months |
| Due | Jan 01, 2048 |
Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,077.00 | $207,300 (-) Land $50,000 Building $157,300 | |
| 2025 | $207,300 (+52.31%) Land $50,000 Building $157,300 | ||
| 2024 | $207,300 (+52.31%) Land $50,000 Building $157,300 | ||
| 2023 | $857.00 | $136,100 Land $45,000 Building $91,100 | $136,100 Land $45,000 Building $91,100 |
Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 6,250 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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