19 Gemstone Dr, Stuarts Draft, VA 24477 Property Records

Augusta County property record for 19 Gemstone Dr, Stuarts Draft, VA 24477 · Last verified July 2026

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 984 sqft · built 2018
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$169,900 (Nov 2018)
Tax Bill$1,077 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN075B1 2 311

Property Details

APN / Parcel Number

Primary APN075B1 2 311
Alternative APN
  • 47854

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area984 sqft Living Area
Gross Area2,184 sqft Gross Area
1st Floor Area984 sqft 1st Floor
Basement Area984 sqft Basement
Stories1 Story
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleTownhouse
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)

Exterior Amenities

Deck AreaDeck Area
Patio Area120 sqft Patio
PorchSlab
Porch Area96 sqft Porch
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address19 GEMSTONE DR
CitySTUARTS DRAFT
StateVA
Zip24477-2857
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal Description75B1-(2)-311 PHASE II SEC 11 STONE VALLEY .090 ACS
Legal SubdivisionSTONE VALLEY
JurisdictionAUGUSTA VA
Township / Civil DivisionSOUTH RIVER
Census Block Group2
Census Block2000
Census Tract71101

Owner

Source: Augusta County records · APN 075B1 2 311

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed, Transfer · Conventional Mortgage
ALCOVA MORTGAGE LLC
Nov 09, 2018Deed, Transfer
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 09, 2018 · Amount on Record
Deed SaleNov 09, 2018 · Amount on Record
Deed Document Number2018180008587
Record UpdatedSep 20, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionAUGUSTA VA
Recording DateJan 16, 2024
Property Address19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857
Document Number0240000274
Instrument DateJan 11, 2024
Instrument240000274
Transaction TypeTransfer
Record UpdatedFeb 06, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857

Mortgage

Document Number0240000275
DateJan 16, 2024
Instrument240000275
Lender
NameALCOVA MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

November 2018: Deed, Transfer

Document TypeDeed
JurisdictionAUGUSTA VA
Recording DateNov 09, 2018
Property Address19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857
Document Number000180008587
Instrument DateNov 08, 2018
Instrument000180008587
Transaction TypeTransfer
Record UpdatedJun 22, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 GEMSTONE DR, STUARTS DRAFT, VA 24477-2857

Mortgage

Document Number000180008588
DateNov 09, 2018
Instrument000180008588
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
AmountAmount Recorded
Term350 Months
DueJan 01, 2048

Tax Assessment & Valuation

Source: Augusta County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyAugusta County
Unified School DistrictAugusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,077.00$207,300 (-) Land $50,000 Building $157,300
2025$207,300 (+52.31%) Land $50,000 Building $157,300
2024$207,300 (+52.31%) Land $50,000 Building $157,300
2023$857.00$136,100 Land $45,000 Building $91,100$136,100 Land $45,000 Building $91,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Augusta County (51015C), updated March 28, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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