7 Gail Ct, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 7 Gail Ct, Taylor Mill, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,416 sqft · built 1948
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Apr 2024)
Tax Bill	$1,486 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-23-03-118.00`

Property Details

APN / Parcel Number

Primary APN	`056-23-03-118.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,416 sqft Finished Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 GAIL CT
City	TAYLOR MILL
State	KY
Zip	41015-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H C ELAMS SEC 2 LOT 107
Legal Subdivision	ELAMS HERBERT C
Legal Phase	2
Legal Lot Number	107
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3015
Census Tract	61300

Owner

Source: Kenton County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	105 DRUID LN, CRESTVIEW HILLS, KY 41017-2209
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on Record
Deed Sale	Apr 26, 2024 · Amount on Record
Prior Sale	Jan 20, 2015 · Amount on Record
Deed Document Number	20242
Deed Book / Page	281 / 196
Prior Transfer Date	Aug 15, 2013
Prior Transfer Doc	0000000174
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	May 12, 2026
Property Address	7 GAIL CT, TAYLOR MILL, KY 41015-1728
Document Number	0000009762
Book / Page	429 / 481
Instrument Date	May 8, 2026
Instrument	20269762
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	KENTUCKY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000009762,
Date	May 12, 2026
Book Page	429/481
Instrument	20269762

Lender

Name	FORCHT BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 8, 2051

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Taylor Mill City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,486.00 (+37.85%)	$150,000 (+48.22%) Land $25,000 Building $125,000	$150,000 (+48.22%) Land $25,000 Building $125,000
2023	$1,078.00	$101,200 Land $25,000 Building $76,200	$101,200 Land $25,000 Building $76,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20