4 Gail Ct, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 4 Gail Ct, Taylor Mill, KY 41015

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,248 sqft · built 1955
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$139,000 (Dec 2021)
Tax Bill$1,377 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN056-23-03-139.00

Property Details

APN / Parcel Number

Primary APN056-23-03-139.00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Finished Area

Exterior

Year BuiltBuilt 1955
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number0562303139.00
Street Address4 GAIL CT
CityTAYLOR MILL
StateKY
Zip41015-1729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH C ELAMS SEC 2 LOT 104
Legal SubdivisionELAMS HERBERT C
Legal Phase2
Legal Lot Number104
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3015
Census Tract61300

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 GAIL CT, TAYLOR MILL, KY 41015-1729
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2021Warranty Deed, Transfer · Conventional Mortgage
TRUIST BANK
Sep 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
Sep 26, 2018Warranty Deed, Transfer · Conventional Mortgage
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 2021 · Amount on Record
Deed SaleDec 2, 2021 · Amount on Record
Prior SaleSep 26, 2018 · Amount on Record
Deed Document Number0000134526
Deed Book / Page134 / 526
Record UpdatedJun 8, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 2, 2021
Property Address4 GAIL CT, TAYLOR MILL, KY 41015-1729
Document Number0005900017
Book / Page134 / 526
Map ReferencePL 563-A
Instrument DateNov 16, 2021
Instrument21120205900017
Transaction TypeTransfer
Record UpdatedDec 15, 2021
Title CompanyNORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 936, LATONIA, KY 41015

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 GAIL CT, TAYLOR MILL, KY 41015-1729

Mortgage

Document Number0005900018
DateDec 2, 2021
Book Page309/399
Instrument21120205900018
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4 GAIL CT, TAYLOR MILL, KY 41015-1729
Document Number0000000410
Instrument DateSep 21, 2020
Transaction TypeMortgage
Record UpdatedOct 9, 2020
Title CompanyAGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4 GAIL CT TAYLOR MILL KY 410151729, TAYLOR MILL, KY 41015-1729

Mortgage

Document Number0000000410
DateSep 23, 2020
Book Page00M101/000570
Instrument410
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 26, 2018
Property Address4 GAIL CT, TAYLOR MILL, KY 41015-1729
Document Number0000000044
Book / Page0C6509 / 000199
Instrument DateSep 21, 2018
Instrument44
Transaction TypeTransfer
Record UpdatedOct 19, 2018
Title CompanyAGILITY CLOSING AND TITLE SERVICES I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$85.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address621 ROSELAWN DR INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051

Mortgage

Document Number46
DateSep 26, 2018
Book Page0C6509/000202
Instrument46
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, KY 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 25, 2048

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityTaylor Mill City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,377.00 (-7.02%)$139,000 (-) Land $25,000 Building $114,000$139,000 (-) Land $25,000 Building $114,000
2023$1,481.00$139,000 Land $25,000 Building $114,000$139,000 Land $25,000 Building $114,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA5 of 16
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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