7 Front St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 7 Front St, Schenectady, NY 12305 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage2,440 sqft Living Area
Lot Size2,240 sqft (0.051 acres)
OccupancyOwner Occupied
Last Sale$175,500 (2020)
Tax Bill$7,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 39.55-1-10
Alternative APN
  • 150003905500010100000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Building Area2,440 sqft Living Area
1st Floor951 sqft 1st Floor
2nd Floor933 sqft 2nd Floor
Upper Floors556 sqft Upper Floors
Stories2 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther Style
Exterior MaterialWood Exterior
Lot Area2,240 sqft (0.051 acres)
Depth X Width80 ft x 28 ft Depth x Width
Patio Area15 sqft Patio
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address7 FRONT ST
CitySCHENECTADY
StateNY
Zip12305-1312
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD
Legal Block1
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup1
Census Block1001
Census Tract33500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.55-1-10

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7 FRONT ST, SCHENECTADY, NY 12305-1312
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Warranty Deed, Transfer · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Dec 13, 2017Grant Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2020 · Amount on Record
Deed SaleJan 21, 2020 · Amount on Record
Prior SaleDec 13, 2017 · Amount on Record
Deed Doc Number20202427
Deed Book / Page2028 / 848
Record RefreshedJun 08, 2026

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 21, 2020
Property Address7 FRONT ST, SCHENECTADY, NY 12305-1312
Document Number0000002427
Book / Page2028 / 848
Instrument DateDec 27, 2019
Instrument202002427
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$702.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7 FRONT ST, 7, SCHENECTADY, NY 12305-1312

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 WOODCREST DR, GLENVILLE, NY 12302-4810

Mortgage

Document Number0000002429
DateJan 21, 2020
Book Page4967/406
Instrument202002429
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateDec 13, 2017
Property Address7 FRONT ST, SCHENECTADY, NY 12305-1312
Document Number0000056126
Book / Page001977 / 000297
Instrument DateNov 07, 2017
Instrument56126
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 N CHURCH ST SCHENECTADY NY 123051625, SCHENECTADY, NY 12305-1625

Mortgage

Document Number56131
DateDec 13, 2017
Book Page004807/000013
Instrument56131
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,814.00 (+4.97%)$150,300 (-) Land $22,500 Building $127,800$248,882 (+30.82%) Land $37,258 Building $211,624
2023$150,300 (-) Land $22,500 Building $127,800$190,253 (+3.8%) Land $28,481 Building $161,772
2022$150,300 Land $22,500 Building $127,800$183,293 Land $27,439 Building $155,854
2021$7,444.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Stockade Historic District
listed 1973 · 402 contributing resources · NRIS 73001267

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Front St

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