Schenectady County and Schenectady City property record for 10 Front St, Schenectady, NY 12305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,473 sqft · built 1820 |
| Lot Size | 0.212 acres (9,260 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Nov 2021) |
| Tax Bill | $12,037 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.63-1-5 |
| Primary APN | 421500 39.63-1-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 4,473 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| 2nd Floor Area | 1,596 sqft |
| Upper Floors Area | 1,197 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 9,260 sqft (0.212 acres) |
| Lot Dimensions | 193 ft deep x 48 ft wide |
| Porch | Porch |
| Porch Area | 300 sqft |
| Patio Area | 18 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10 FRONT ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 33500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Stockade Historic District listed 1973 · 402 contributing resources · NRIS 73001267 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 FRONT ST, SCHENECTADY, NY 12305-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Jun 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Nov 15, 1996 · Amount on Record |
| Deed Document Number | 202158871 |
| Deed Book / Page | 2072 / 149 |
| Prior Transfer Date | May 24, 2017 |
| Prior Transfer Doc | 0000024620 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 22, 2021 |
| Property Address | 10 FRONT ST, SCHENECTADY, NY 12305-1313 |
| Document Number | 0000058871 |
| Book / Page | 2072 / 149 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 202158871 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 FRONT ST, 10, SCHENECTADY, NY 12305-1313 |
| Name | Verified Name |
|---|---|
| Address | 6 WARREN AVE, TROY, NY 12180-2731 |
| Document Number | 0000058872 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 5170/876 |
| Instrument | 202158872 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 2, 2017 |
| Property Address | 10 FRONT ST, SCHENECTADY, NY 12305-1313 |
| Document Number | 0000024620 |
| Book / Page | 001963 / 000832 |
| Instrument Date | May 24, 2017 |
| Instrument | 24620 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 10 FRONT ST SCHENECTADY NY 123051313, SCHENECTADY, NY 12305-1313 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,037.00 (+17.24%) | $250,000 (-) Land $49,100 Building $200,900 | $413,976 (+30.82%) Land $81,305 Building $332,671 |
| 2023 | $250,000 (-) Land $49,100 Building $200,900 | $316,456 (+3.8%) Land $62,152 Building $254,304 | |
| 2022 | $250,000 Land $49,100 Building $200,900 | $304,878 Land $59,878 Building $245,000 | |
| 2021 | $10,267.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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