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7 Forest Dr, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 7 Forest Dr, Lavale, MD 21502 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 2,122 sqft · built 1962
Lot Size0.475 acres (20,683 sqft)
Owner2 Individual Names on File
Last Sale$301,000 (Nov 2025)
Tax Bill$2,737 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN29-022895

Property Details

APN / Parcel Number

Primary APN29-022895
Alternative APN
  • 022895

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,122 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area20,683 sqft (0.475 acres)
Garage TypeAttached
Garage Area714 sqft
Parking Spaces2 Parking Spaces
Patio Area640 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number022895
Street Address7 FOREST DR
CityCUMBERLAND
StateMD
Zip21502-1906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7 FOREST DR LOT 7 140X148 SUNSET VIEW 158X130
Legal SubdivisionDOWELL CARSON PROP
Legal Lot Number7
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group2
Census Block2008
Census Tract1200

Owner

Source: Allegany County records · APN 29-022895

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 FOREST DR, CUMBERLAND, MD 21502-1906
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2025Special Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Jun 13, 2017Deed of Trust, Mortgage · Line of Credit
STATE EMP CU/MD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2025 · Amount on Record
Deed SaleNov 13, 2025 · Amount on Record
Prior SaleApr 18, 2016 · Amount on Record
Deed Book / Page3111 / 218
Prior Transfer DateNov 14, 2024
Prior Transfer Doc003017-0217
Record UpdatedSep 20, 2026

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionALLEGANY MD
Recording DateNov 13, 2025
Property Address7 FOREST DR, LAVALE, MD 21502-1906
Document Number003111-0218
Book / Page3111 / 218
Instrument DateOct 20, 2025
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRET TITLES & STL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address7 FOREST DR, LAVALE, MD 21502-1906

Mortgage

Document Number0003111226
DateNov 13, 2025
Instrument3111/226
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGANY MD
Property Address7 FOREST DR, LAVALE, MD 21502-1906
Document Number0023130419
Book / Page002313 / 000419
Instrument DateJun 13, 2017
Transaction TypeMortgage
Record UpdatedAug 02, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 FOREST DR CUMBERLAND MD 215021906, CUMBERLAND, MD 21502-1906

Mortgage

Document Number0023130419
DateJul 17, 2017
Book Page002313/000419
Lender
NameSTATE EMP CU/MD
TypeCredit Union
AddressLINTHICUM, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 16, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$237,933 (+7.1%)$253,700 (-) Land $47,100 Building $206,600
2025$2,737.00 (+25.26%)$222,167 (+10.49%)$253,700 (+22.92%) Land $47,100 Building $206,600
2023$2,185.00$201,067$206,400 Land $38,900 Building $167,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010012002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017, other causes

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
Skypacket NetworksFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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