12 Forest Dr, Lavale (Cumberland), MD 21502 Property Records

Allegany County property record for 12 Forest Dr, Lavale, MD 21502

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,592 sqft · built 1963
Lot Size0.341 acres (14,867 sqft)
Owner2 Individual Names on File
Last Sale$192,000 (Aug 2020)
Tax Bill$2,859 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN29-018588

Property Details

APN / Parcel Number

Primary APN29-018588
Alternative APN
  • 018588

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,592 sqft Total Area
Basement Area812 sqft
Finished Basement812 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,867 sqft (0.341 acres)
Garage TypeBasement
Garage Area806 sqft
Parking Spaces3 Parking Spaces
Deck Area128 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number018588
Street Address12 FOREST DR
CityCUMBERLAND
StateMD
Zip21502-1907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12 FOREST DR SUNSET VIEW 100X147 100X150
Legal SubdivisionSUNSET VIEW ADDITION
JurisdictionALLEGANY MD
Township / Civil Division29, LA VALE
Census Block Group2
Census Block2007
Census Tract1200

Owner

Source: Allegany County assessment roll, as of July 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 FOREST DR, CUMBERLAND, MD 21502-1907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 20, 2020 · Amount on Record
Deed SaleAug 20, 2020 · Amount on Record
Prior SaleMay 1, 2000
Deed Book / Page2579 / 89
Transfer Doc0000000679
Record UpdatedSep 20, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateAug 20, 2020
Property Address12 FOREST DR, LAVALE, MD 21502-1907
Document Number0025790089
Book / Page002579 / 000089
Instrument DateAug 12, 2020
Transaction TypeTransfer
Record UpdatedSep 21, 2020
Title CompanyATTICUS TITLE SERVICES LLC, ATTICUS TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,344.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 FOREST DR LAVALE MD 215021907, LAVALE, MD 21502-1907

Mortgage

Document Number25790094
DateAug 20, 2020
Book Page002579/000094
Lender
NameFIRST MTG SVCS GROUP INC
AddressCUMBERLAND, MD 21502
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 19, 2050

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,933 (+22.41%)$265,800 (+23.51%) Land $45,300 Building $220,500
2025$2,859.00 (+29.37%)
2023$2,210.00$203,367$215,200 Land $37,100 Building $178,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cogeco Cable Holdings II
Cable
1,000 / 50
Skypacket Networks
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Forest Dr

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