Union County and Summit City property record for 7 Fay Pl, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 3,556 sqft · built 2005 |
| Lot Size | 0.274 acres (11,927 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $405,000 (Aug 2003) |
| Tax Bill | $21,014 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-00301-0000-00002 |
| Primary APN | 18-00301-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,556 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Lot Area | 11,927 sqft (0.274 acres) |
| Lot Dimensions | 159 ft deep x 75 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 1800123D00016 |
|---|---|
| Street Address | 7 FAY PL |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | SOUTHGATE SEC 01 |
| Legal Block | 301 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 37700 |
7 Fay Pl is owned and occupied by two individuals who bought it in August 2003.
Source: Union County and Summit City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7 FAY PL, SUMMIT, NJ 07901-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2003 · Amount on File |
| Deed Sale | Aug 12, 2003 · Amount on File |
| Deed Book / Page | 5385 / 314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 7 FAY PL, SUMMIT, NJ 07901-1415 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 7 FAY PL, SUMMIT, NJ 07901-1415 |
| Document Number | 0150372222 |
|---|---|
| Date | Aug 19, 2021 |
| Book Page | 15037/2222 |
| Instrument | 19079 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 7 FAY PL, SUMMIT, NJ 07901-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0146280454 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 14628/0454 |
| Instrument | 683398 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 7 Fay Pl was $21,014, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $470,000 (-) Land $146,000 Building $324,000 | $470,000 (-) Land $146,000 Building $324,000 | |
| 2025 | $21,014.00 (+2.64%) | $470,000 Land $146,000 Building $324,000 | $470,000 Land $146,000 Building $324,000 |
| 2024 | $20,473.00 | ||
| 2023 | $470,000 Land $146,000 Building $324,000 | $470,000 Land $146,000 Building $324,000 | |
| 2022 | $20,130.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Fay Pl in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2021) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7 Fay Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: Optimum.
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