15 Fay Pl, Summit, NJ 07901 Property Records

Union County and Summit City property record for 15 Fay Pl, Summit, NJ 07901

Property Summary

Property TypeSingle Family Home
Details1,423 sqft · built 1953
Lot Size0.238 acres (10,367 sqft)
OwnerIndividual Name on Record
Last Sale$550,000 (Jul 2010)
Tax Bill$9,581 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN18-00301-0000-00005

Property Details

APN / Parcel Number

Primary APN18-00301-0000-00005
Alternative APNs
  • 1800123D00019
  • 180030100005

Interior

Stories1 Story
Building Area1,423 sqft Living Area
1st Floor Area1,423 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area10,367 sqft (0.238 acres)
Lot Dimensions125 ft deep x 83 ft wide

Location & Zoning

Old Parcel Number1800123D00019
Street Address15 FAY PL
CitySUMMIT
StateNJ
Zip07901-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionSOUTH GATE SEC 1
Legal Block301
Legal Lot Number5
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1009
Census Tract37700

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15 FAY PL, SUMMIT, NJ 07901-1415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 14, 2010 · Amount on Record
Deed SaleJul 14, 2010 · Amount on Record
Prior SaleJun 12, 2003 · Amount on Record
Deed Document Number2010216591
Deed Book / Page5824 / 835
Prior Transfer DateAug 9, 2003
Prior Transfer Doc5387000937
Record UpdatedOct 29, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address15 FAY PL, SUMMIT, NJ 07901-1415
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0145552257
DateMay 9, 2019
Book Page14555/2257
Instrument672474
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 26, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,300 (-) Land $142,300 Building $72,000$214,300 (-) Land $142,300 Building $72,000
2025$9,581.00 (+2.65%)$214,300 (-) Land $142,300 Building $72,000$214,300 (-) Land $142,300 Building $72,000
2024$9,334.00 (+1.7%)
2023$214,300 Land $142,300 Building $72,000$214,300 Land $142,300 Building $72,000
2022$9,178.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1978–2021)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

May also be available: Optimum.

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