7 Fay Ln, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 7 Fay Ln, Plattsburgh, NY 12901

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,440 sqft · built 1980
Lot Size	0.339 acres (14,803 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Sep 2025)
Tax Bill	$1,365 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094200 205.1-1-18.23`

Property Details

APN / Parcel Number

Primary APN	`094200 205.1-1-18.23`
Alternative APN	`420020500100010180230000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,440 sqft Total Area
1st Floor Area	1,440 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	14,803 sqft (0.339 acres)
Lot Dimensions	150 ft deep x 98.2 ft wide
Porch	Slab
Porch Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7 FAY LN
City	PLATTSBURGH
State	NY
Zip	12901-7342
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-2
Legal Description	LOT 68 POP T BROWN BK9 PG76 LT 1 FAY LN SUB LOT 3A
Legal Block	1
Legal Lot Number	18.023
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	2
Census Block	2004
Census Tract	100700

Owner

Source: Clinton County and Plattsburgh Town records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 COGAN AVE, PLATTSBURGH, NY 12901-2501
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY BANK NA
Dec 12, 2019	Warranty Deed, Transfer DANNEMORA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Deed Document Number	20252025-00346301
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Sep 16, 2025
Property Address	7 FAY LN, PLATTSBURGH, NY 12901-7342
Document Number	0000346301
Instrument Date	Sep 10, 2025
Instrument	2025-00346301
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CLINTON ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 COGAN AVE, PLATTSBURGH, NY 12901-2501

Mortgage

Document Number	0000346302
Date	Sep 16, 2025
Instrument	2025-00346302

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Dec 12, 2019
Property Address	7 FAY LN, PLATTSBURGH, NY 12901-7342
Document Number	0000305023
Instrument Date	Dec 6, 2019
Instrument	305023
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1635 PLATTSBURGH NY 129010230, PLATTSBURGH, NY 12901-0230

Mortgage

Document Number	305024
Date	Dec 12, 2019
Instrument	305024

Lender

Name	DANNEMORA FCU
Address	PLATTSBURGH, NY 12901

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,365.00 (-72.93%)	$207,700 (-) Land $54,200 Building $153,500	$219,600 (+5.73%) Land $57,305 Building $162,295
2024	$5,042.00	$207,700 (+48.36%) Land $54,200 Building $153,500	$207,700 (+26.11%) Land $54,200 Building $153,500
2023		$140,000 Land $22,600 Building $117,400	$164,700 Land $26,587 Building $138,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Westelcom Networks.

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