20 Fay Ln, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh Town property record for 20 Fay Ln, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2002
Lot Size	0.177 acres (7,724 sqft)
Owner	Individual Name on File
Last Sale	$14,900 (Sep 2002)
Tax Bill	$7,066 (2026)
Deeds & Mortgages	Aug 2021 Refinance Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094200 205.1-1-18.51`

Property Details

APN / Parcel Number

Primary APN	`094200 205.1-1-18.51`
Alternative APN	`420020500100010180510000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,724 sqft (0.177 acres)
Lot Dimensions	203 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	354 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	20 FAY LN
City	PLATTSBURGH
State	NY
Zip	12901-7341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 68 POP FAY LN LOT 1B
Legal Block	1
Legal Lot Number	18.051
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	2
Census Block	2004
Census Tract	100700

Owner

20 Fay Ln is owned and occupied by an individual who acquired it in January 2024.

Source: Clinton County and Plattsburgh Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20 FAY LN, PLATTSBURGH, NY 12901-7341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2002 · Amount on File
Deed Sale	Sep 13, 2002 · Amount on File
Deed Book / Page	20021 / 46729
Last Transfer Date	Jan 14, 2024
Transfer Doc	0000342114
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	20 FAY LN, PLATTSBURGH, NY 12901-7341
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000318563
Date	Aug 26, 2021
Instrument	20210-00318563

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	20 FAY LN, PLATTSBURGH, NY 12901-7341
Document Number	0000307357
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 FAY LN PLATTSBURGH NY 129017341, PLATTSBURGH, NY 12901-7341

Mortgage

Document Number	0000307357
Date	Apr 30, 2020
Instrument	307357

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 20 Fay Ln was $7,066 with a homeowner's exemption, up 240.9% from the year before.

Source: Clinton County and Plattsburgh Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Plattsburgh Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,066.00 (+240.86%) Homeowner's exemption
2025	$2,073.00	$315,400 Land $52,000 Building $263,400	$333,500 Land $54,984 Building $278,516
2023		$215,000 Land $22,900 Building $192,100	$252,900 Land $26,937 Building $225,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Fay Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Fay Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CONSOLIDATED WATER DISTRICT serves 11,162 people · EPA ID NY0900220
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Westelcom Networks.

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