7 Evans St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 7 Evans St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,700 sqft · built 1986
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jul 2020)
Tax Bill	$10,469 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9990-63`

Property Details

APN / Parcel Number

Primary APN	`9990-63`
Alternative APN	`CUMB M:057 B:0079 L:000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,700 sqft Living Area
Gross Area	7,496 sqft
1st Floor Area	1,438 sqft
Basement Area	1,400 sqft
Unfinished Basement	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9990-63
Street Address	7 EVANS ST
City	CUMBERLAND
State	RI
Zip	02864-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	79
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1005
Census Tract	11402

Owner

7 Evans St is owned and occupied by two individuals who bought it in July 2020.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7 EVANS ST, CUMBERLAND, RI 02864-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
May 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jul 15, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION
May 20, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Oct 15, 2014 · Amount on File
Deed Document Number	2020115513
Deed Book / Page	1846 / 328
Transfer Doc	1493-536
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 9, 2026
Property Address	7 EVANS ST, CUMBERLAND, RI 02864-1213
Document Number	02031-0884
Book / Page	2031 / 884
Instrument Date	May 30, 2026
Instrument	2026155373
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 EVANS ST, CUMBERLAND, RI 02864-1213

Mortgage

Document Number	0000155373,
Date	Jun 9, 2026
Book Page	2031/884
Instrument	2026155373

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	7 EVANS ST, CUMBERLAND, RI 02864-1213
Transaction Type	Mortgage
Record Updated	May 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001930-456
Date	May 5, 2022
Book Page	1930/456
Instrument	132859

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jul 15, 2020
Property Address	7 EVANS ST, CUMBERLAND, RI 02864-1213
Document Number	1846-328
Book / Page	1846 / 328
Instrument Date	Jul 13, 2020
Instrument	115513
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 EVANS ST, CUMBERLAND, RI 02864-1213

Mortgage

Document Number	115514
Date	Jul 15, 2020
Instrument	115514

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	May 20, 2019
Property Address	7 EVANS ST, CUMBERLAND, RI 02864-1213
Document Number	1801-556
Book / Page	001801 / 000556
Instrument Date	Jan 15, 2019
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7 EVANS ST CUMBERLAND RI 028641213, CUMBERLAND, RI 02864-1213

Tax Assessment & Valuation

The 2026 property tax bill for 7 Evans St was $10,469, down 7.8% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,469.00 (-7.8%)	$1,045,900 (+13.02%) Land $310,900 Building $735,000	$1,094,725
2025	$11,355.00	$925,400 Land $226,600 Building $698,800
2023	$10,753.00 (-5.95%)	$925,400 (+21.33%) Land $226,600 Building $698,800
2022	$11,433.00	$762,700 Land $163,100 Building $599,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Evans St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Evans St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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