3 Evans St, Cumberland, RI 02864 Property Records

Cumberland Town property record for 3 Evans St, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,814 sqft · built 1986
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Sep 2019)
Tax Bill	$8,093 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jun 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9967-28`

Property Details

APN / Parcel Number

Primary APN	`9967-28`
Alternative APN	`CUMB M:057 B:0077 L:000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,814 sqft Living Area
Gross Area	5,684 sqft
1st Floor Area	1,044 sqft
Basement Area	1,044 sqft
Unfinished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9967-28
Street Address	3 EVANS ST
City	CUMBERLAND
State	RI
Zip	02864-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	77
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1005
Census Tract	11402

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 EVANS ST, CUMBERLAND, RI 02864-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jun 29, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES
Sep 6, 2019	Deed, Transfer · Stand-Alone First Mortgage HOMESTAR MORTAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Jun 17, 2002 · Amount on Record
Deed Book / Page	1812 / 761
Last Transfer Date	Jun 24, 2021
Transfer Doc	001894-663
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	3 EVANS ST, CUMBERLAND, RI 02864-1213
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001908-27
Date	Oct 7, 2021
Book Page	1908/27
Instrument	128023

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Jun 29, 2021
Property Address	3 EVANS ST, CUMBERLAND, RI 02864-1213
Document Number	001894-663
Book / Page	1894 / 663
Instrument Date	Jun 24, 2021
Instrument	125320
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 EVANS ST, CUMBERLAND, RI 02864-1213

Mortgage

Document Number	001894-664
Date	Jun 29, 2021
Book Page	1894/664
Instrument	125321

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Sep 6, 2019
Property Address	3 EVANS ST, CUMBERLAND, RI 02864-1213
Document Number	001812-761
Book / Page	1812 / 761
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001812763
Date	Sep 6, 2019
Instrument	1812/763

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,093.00 (+0.81%)	$808,500 (+23.57%) Land $308,600 Building $499,900	$832,989
2025	$8,028.00 (+5.59%)	$654,300 (-) Land $224,300 Building $430,000
2023	$7,603.00 (+3.57%)	$654,300 (+33.61%) Land $224,300 Building $430,000
2022	$7,341.00	$489,700 Land $161,600 Building $328,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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