McNairy County property record for 7 Erin Ln, Ramer, TN 38367
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,066 sqft · built 2014 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,500 (Jan 2023) |
| Tax Bill | $469 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jan 2023 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 055139 00821 |
| Primary APN | 055139 00821 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,066 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 7 ERIN LN |
|---|---|
| City | RAMER |
| State | TN |
| Zip | 38367-5263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5 |
| Legal Subdivision | ERIN LANE |
| Legal Lot Number | 7 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 930600 |
Source: McNairy County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 ERIN LN, RAMER, TN 38367-5263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Jan 23, 2023 | Warranty Deed, Transfer · FHA Mortgage LEADERS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2023 · Amount on Record |
| Deed Sale | Jan 23, 2023 · Amount on Record |
| Prior Sale | Jan 24, 2013 · Amount on Record |
| Deed Document Number | 129779 |
| Deed Book / Page | 17 / 1674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Property Address | 7 ERIN LN, RAMER, TN 38367-5263 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7 ERIN LN, RAMER, TN 38367-5263 |
| Document Number | 0000141798 |
|---|---|
| Date | Jul 13, 2022 |
| Book Page | 14/1798 |
| Instrument | 127348 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | SELMER, TN 38375 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 26, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Jan 23, 2023 |
| Property Address | 7 ERIN LN, RAMER, TN 38367-5263 |
| Document Number | 0000171674 |
| Book / Page | 17 / 1674 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 129779 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7 ERIN LN, RAMER, TN 38367-5263 |
| Document Number | 0000129780 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 129780 |
| Name | LEADERS CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
Source: McNairy County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Municipality | Eastview Town |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $469.00 | $29,725 (-) Land $1,725 Building $28,000 | |
| 2024 | $469.00 | $29,725 (-) Land $1,725 Building $28,000 | |
| 2023 | $29,725 Land $1,725 Building $28,000 | ||
| 2022 | $469.00 | $118,900 Land $6,900 Building $112,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTVIEW UTILITY DISTRICT serves 2,206 people · EPA ID TN0000570 |
|---|---|
| Water Source | Purchased groundwater from SELMER WATER SYSTEM |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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