McNairy County property record for 55 Erin Ln, Ramer, TN 38367
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 864 sqft · built 2003 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Mar 2021) |
| Tax Bill | $385 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 055139 00826 |
| Primary APN | 055139 00826 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Lot Dimensions | 218 ft deep x 142 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 126 sqft |
| Utility Building | 140 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 55 ERIN LN |
|---|---|
| City | RAMER |
| State | TN |
| Zip | 38367-5263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 5; SUBDIVISION: ERIN LN DEVELOPMENT; LOT: 4 |
| Legal Subdivision | ERIN LANE |
| Legal Lot Number | 4 |
| Jurisdiction | MCNAIRY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3084 |
| Census Tract | 930600 |
Source: McNairy County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 ERIN LN, RAMER, TN 38367-5263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage BARRETT FINANCIAL GROUP LLC |
| Mar 12, 2021 | Warranty Deed, Transfer · FHA Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 12, 2021 · Amount on Record |
| Deed Sale | Mar 12, 2021 · Amount on Record |
| Prior Sale | Feb 16, 2012 · Amount on Record |
| Deed Document Number | 2021120048 |
| Deed Book / Page | 5 / 1334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Jul 29, 2026 |
| Property Address | 55 ERIN LN, RAMER, TN 38367-5263 |
| Document Number | 0000146298 |
| Book / Page | 39 / 1738 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 2026146298 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 55 ERIN LN, RAMER, TN 38367-5263 |
| Document Number | 0000146298, |
|---|---|
| Date | Jul 29, 2026 |
| Book Page | 39/1738 |
| Instrument | 2026146298 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCNAIRY TN |
| Recording Date | Mar 12, 2021 |
| Property Address | 55 ERIN LN, RAMER, TN 38367-5263 |
| Document Number | 0000051334 |
| Book / Page | 5 / 1334 |
| Map Reference | CAB B SL 45 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 120048 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 13, SELMER, TN 38375-0013 |
| Name | Verified Name |
|---|---|
| Address | 55 ERIN LN, RAMER, TN 38367-5263 |
| Document Number | 0000120049 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 120049 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: McNairy County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McNairy County |
| Municipality | Eastview Town |
| Unified School District | McNairy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $385.00 | $24,425 (-) Land $1,750 Building $22,675 | |
| 2023 | $24,425 Land $1,750 Building $22,675 | ||
| 2022 | $385.00 | $97,700 Land $7,000 Building $90,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTVIEW UTILITY DISTRICT serves 2,206 people · EPA ID TN0000570 |
|---|---|
| Water Source | Purchased groundwater from SELMER WATER SYSTEM |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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