7 Erika Ln, Arden, NC 28704 Property Records

Buncombe County property record for 7 Erika Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,234 sqft · built 1993
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Mar 2019)
Tax Bill	$2,296 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9634-91-0776-00000`

Property Details

APN / Parcel Number

Primary APN	`9634-91-0776-00000`
Alternative APN	`963420910639000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,234 sqft Living Area
Gross Area	3,274 sqft
1st Floor Area	1,274 sqft
2nd Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	80 sqft
Unfinished Basement	960 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	114 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	963420910639000
Street Address	7 ERIKA LN
City	ARDEN
State	NC
Zip	28704-9475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:03/22/2019 DEED
Legal Description	DEED DATE:03/22/2019 DEED:5754-0892 SUBDIV:WHITE OAK KNOLLS LOT:13 PLAT:0056-0138
Legal Subdivision	WHITE OAK KNOLLS
Legal Lot Number	13
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	2
Census Block	2004
Census Tract	2303

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7 ERIKA LN, ARDEN, NC 28704-9475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Oct 23, 2020	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Mar 22, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMETRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2019 · Amount on Record
Deed Sale	Mar 22, 2019 · Amount on Record
Deed Document Number	0005754892
Deed Book / Page	5754 / 892
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	7 ERIKA LN, ARDEN, NC 28704-9475
Transaction Type	Mortgage
Record Updated	Jun 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ERIKA LN, ARDEN, NC 28704-9475

Mortgage

Document Number	0062221508
Date	May 25, 2022
Book Page	6222/1508

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	7 ERIKA LN, ARDEN, NC 28704-9475
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056040110
Date	Oct 25, 2017
Book Page	5604/0110

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	7 ERIKA LN, ARDEN, NC 28704-9475
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ERIKA LN, ARDEN, NC 28704-9475

Mortgage

Document Number	0059670971
Date	Oct 23, 2020
Book Page	5967/971

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	7 ERIKA LN, ARDEN, NC 28704-9475
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059510539
Date	Sep 21, 2020
Book Page	5951/539

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 22, 2019
Property Address	7 ERIKA LN, ARDEN, NC 28704-9475
Document Number	0057540892
Book / Page	5754 / 0892
Map Reference	MB 56 PG 138
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 OLIVET LN, 343, FLETCHER, NC 28732-0348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 ERIKA LN, ARDEN, NC 28704-9475

Mortgage

Document Number	57540895
Date	Mar 22, 2019
Instrument	5754/0895

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,296.00 (+8.2%)	$356,200 (-)
2023	$2,122.00	$356,200	$356,200 (-) Land $52,300 Building $303,900
2021			$356,200 Land $52,300 Building $303,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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