10 Erika Ln, Arden, NC 28704 Property Records

Buncombe County property record for 10 Erika Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,848 sqft · built 1990
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$337,000 (Jun 2018)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9634-91-3516-00000`

Property Details

APN / Parcel Number

Primary APN	`9634-91-3516-00000`
Alternative APN	`963420912561000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	3,696 sqft
1st Floor Area	2,918 sqft
Basement Area	1,848 sqft
Finished Basement	1,070 sqft
Unfinished Basement	778 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	963420912561000
Street Address	10 ERIKA LN
City	ARDEN
State	NC
Zip	28704-9474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE:06/11/2018 DEED
Legal Description	DEED DATE:06/11/2018 DEED:5672-0023 SUBDIV:WHITE OAK KNOLLS LOT:10 PLAT:0056-0138
Legal Subdivision	WHITE OAK KNOLLS
Legal Lot Number	10
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	2
Census Block	2004
Census Tract	2303

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10 ERIKA LN, ARDEN, NC 28704-9474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 24, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Jun 11, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on Record
Deed Sale	Jun 11, 2018 · Amount on Record
Prior Sale	May 6, 1999
Deed Document Number	0000567223
Deed Book / Page	5672 / 23
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	10 ERIKA LN, ARDEN, NC 28704-9474
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BIRCH LANE EXT, ARDEN, NC 28704-2700

Mortgage

Document Number	0065521901
Date	Dec 19, 2025
Book Page	6552/1901

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 23, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	10 ERIKA LN, ARDEN, NC 28704-9474
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057730476
Date	May 24, 2019
Book Page	5773/0476

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	72 Months
Due	May 15, 2025

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jun 11, 2018
Property Address	10 ERIKA LN, ARDEN, NC 28704-9474
Document Number	0056720023
Book / Page	5672 / 0023
Map Reference	MB 56 PG 138
Instrument Date	Jun 11, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	528 WILDERNESS RD, 528, TRYON, NC 28782-5510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ERIKA LN, ARDEN, NC 28704-9474

Mortgage

Document Number	56720026
Date	Jun 11, 2018
Instrument	5672/0026

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 (+8.15%)	$399,300 (-)
2023	$2,379.00	$399,300	$399,300 (-) Land $50,200 Building $349,100
2021			$399,300 Land $50,200 Building $349,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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