7 Ems C19C Ln, Warsaw, IN 46582 Property Records

Kosciusko County property record for 7 Ems C19C Ln, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1980
Lot Size	0.372 acres (16,200 sqft)
Owner	Individual Name on Record
Last Sale	$229,900 (Jun 2017)
Tax Bill	$2,067 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-718001-28`

Property Details

APN / Parcel Number

Primary APN	`029-718001-28`
Alternative APNs	`43-07-35-100-001.000-016` `00000049782` `2971800128`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,200 sqft (0.372 acres)
Lot Dimensions	162 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	00000049782
Street Address	7 EMS C19C LN
City	WARSAW
State	IN
Zip	46582-9189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	29-137-3 LOTS 1 & 2 ARROWHEAD 2ND ADD
Legal Range	6
Legal Township	33
Legal Section	35
Legal Subdivision	ARROWHEAD
Legal Lot Number	1-2
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	PLAIN
Census Block Group	1
Census Block	1004
Census Tract	961700

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 EMS C19C LN, WARSAW, IN 46582-9189
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Mar 15, 2018	Quit Claim Deed, Transfer Quitclaim
Dec 12, 2017	Intrafamily Transfer, Transfer
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2017 · Amount on Record
Deed Sale	Jun 13, 2017 · Amount on Record
Prior Sale	Jun 20, 2013 · Amount on Record
Deed Document Number	201760482
Last Transfer Date	Mar 13, 2018
Transfer Doc	2018030647
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	7 EMS C19C LN, WARSAW, IN 46582-9189
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021020333
Date	Feb 4, 2021
Instrument	2021020333

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Mar 15, 2018
Property Address	7 EMS C19C LN, WARSAW, IN 46582-9189
Document Number	2018030647
Map Reference	MB 4 PG 89
Instrument Date	Mar 13, 2018
Instrument	2018030647
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 EMS C19C LN, WARSAW, IN 46582-9189

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Dec 12, 2017
Property Address	7 EMS C19C LN, WARSAW, IN 46582-9189
Document Number	2017120415
Map Reference	MB 4 PG 89
Instrument Date	Jul 15, 2017
Instrument	2017120415
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 EMS C19C LN, WARSAW, IN 46582-9189

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 13, 2017
Property Address	7 EMS C19C LN, WARSAW, IN 46582-9189
Document Number	2017060482
Map Reference	MB 4 PG 89
Instrument Date	Jun 8, 2017
Instrument	2017060482
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017060483
Date	Jun 13, 2017
Instrument	2017060483

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Plain Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,067.00 (+11.73%) Homeowner's exemption	$384,800 (+27.67%) Land $163,000 Building $221,800	$384,800 (+27.67%) Land $163,000 Building $221,800
2024	$1,850.00 (+9.73%) Homeowner's exemption	$301,400 (+6.58%) Land $112,800 Building $188,600	$301,400 (+6.58%) Land $112,800 Building $188,600
2023	$1,686.00 (+9.91%)	$282,800 (+14.96%) Land $106,000 Building $176,800	$282,800 (+14.96%) Land $106,000 Building $176,800
2022	$1,534.00	$246,000 Land $94,600 Building $151,400	$246,000 Land $94,600 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1981–2013)
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Kosciusko Connect, Xfinity.

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