13 Ems C19C Ln, Warsaw, IN 46582 Property Records

Kosciusko County property record for 13 Ems C19C Ln, Warsaw, IN 46582

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,334 sqft · built 1998
Lot Size	0.186 acres (8,100 sqft)
Owner	Individual Name on Record
Last Sale	$249,900 (Feb 2017)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-719024-40`

Property Details

APN / Parcel Number

Primary APN	`029-719024-40`
Alternative APNs	`43-07-35-100-005.000-016` `00000050239` `2971902440`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	8,100 sqft (0.186 acres)
Lot Dimensions	162 ft deep x 50 ft wide
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00000050239
Street Address	13 EMS C19C LN
City	WARSAW
State	IN
Zip	46582-9189
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	29-137-5 LOT 3 ARROWHEAD PARK ROSNAGLES 2ND ADD
Legal Range	6
Legal Township	33
Legal Section	35
Legal Subdivision	ARROWHEAD PARK
Legal Lot Number	3
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	PLAIN
Census Block Group	1
Census Block	1004
Census Tract	961700

Owner

Source: Kosciusko County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12687 TOCCHI CV, FORT WAYNE, IN 46845-8644
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage STAR FINANCIAL BANK
Feb 21, 2017	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2017 · Amount on Record
Deed Sale	Feb 21, 2017 · Amount on Record
Prior Sale	Nov 14, 2008 · Amount on Record
Deed Document Number	201720778
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	13 EMS C19C LN, WARSAW, IN 46582-9189
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020040902
Date	Apr 22, 2020
Instrument	2020040902

Lender

Name	STAR FINANCIAL BANK
Type	Bank
Address	FORT WAYNE, IN 46809

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Feb 21, 2017
Property Address	13 EMS C19C LN, WARSAW, IN 46582-9189
Document Number	2017020778
Map Reference	MB4 PG89
Instrument Date	Feb 16, 2017
Instrument	2017020778
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 EMS C19C LN, WARSAW, IN 46582-9189

Mortgage

Document Number	2017020779
Date	Feb 21, 2017
Instrument	2017020779

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Plain Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,714.00 (+8.63%)	$349,100 (+19.31%) Land $85,500 Building $263,600	$349,100 (+19.31%) Land $85,500 Building $263,600
2024	$3,419.00 (+2.77%)	$292,600 (+4.39%) Land $60,400 Building $232,200	$292,600 (+4.39%) Land $60,400 Building $232,200
2023	$3,327.00 (+17.69%)	$280,300 (+15.73%) Land $57,000 Building $223,300	$280,300 (+15.73%) Land $57,000 Building $223,300
2022	$2,827.00	$242,200 Land $51,300 Building $190,900	$242,200 Land $51,300 Building $190,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1981–2013)
Most Recent Claim	Aug 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Kosciusko Connect, Xfinity.

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